“These increases were partially offset by an increase in interest expense, primarily on secured financings, attributable to the Verdant acquisition, as well as higher interest expense on advances from the FHLB.”
“The FHLB advances and the FRBSF discount window are subject to regulation and other factors beyond our control, including changes to FHLB’s underwriting guidelines for wholesale borrowings or lending policies.”
“Intangible assets that have finite lives, such as core deposit intangibles, are amortized over their estimated useful lives and subject to periodic impairment testing.”