Credit and interest ratesnegative · 4 filings
“The increase was primarily due to a lower interest expense on deposits, partially offset by a lower interest income on deposits with other banks.”10-Q · Aug 7, 2026 ↗
Cathay General Bancorp
CATY
Market read
Cathay General Bancorp's current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 13 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.
Company+0.6% todayVolume comparison unavailable
Market group0 of 13 activeRegional Banks · unavailable
Disclosed network0 of 1 confirmingNo filing-linked name is confirming now
What would change this read
Watch this read- Cathay’s earnings increase was primarily tied to lower interest expense on deposits, partly offset by lower interest income on deposits with other banks.
Invalidation: The isolated read changes if CATY's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 13 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- Cathay’s earnings increase was primarily tied to lower interest expense on deposits, partly offset by lower interest income on deposits with other banks.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods9
Price observations327
Usable filing statements42
Verified relationships2
Evidence supporting the case
- Net margin changed +38.6 percentage points in the latest annual period.
- Operating cash flow covered net income at 1.17x in the latest annual period.
Evidence challenging the case
- Credit and interest rates has repeated adverse evidence across 4 filings.
Questions before a position
- EV/sales is 203% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context
Price as of Sep 10, 2026
62.056m+30.0%12m+26.0%24m—
Annual trajectory
Reported annual revenue and per-share history. This is accounting history, not a forecast.
PeriodRevenueYoYDiluted EPSShare change
2021-12-31$39.1M+21.2%$3.80-1.5%
2022-12-31$42.2M+7.9%$4.83-5.0%
2023-12-31$43.9M+4.1%$4.86-2.4%
2024-12-31$52.3M+19.0%$3.95-0.7%
2025-12-31$53.8M+2.9%$4.54-4.0%
What management says matters
Persistent and emerging business drivers
Valuation discipline
Descriptive valuation snapshot
Price/sales 80.1× · EV/sales 82.3×. Comparisons use only industry-matched filing peers.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
61.73+0.6% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 11:10 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for CATY. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for CATY. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind CATY
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depended on by
XMAXXMax Inc.lenderMay 15, 2026 ▾
“On May 5, 2020, Diamond Bar Outdoors Inc.”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 1 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
CATY is currently a Early Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.