Credit and interest ratespositive · 4 filings
“In addition, our interest expense is impacted by the composition of both interest-bearing and noninterest-bearing deposits in relation to our total deposits.”10-Q · Apr 30, 2026 ↗
Huntington Bancshares Incorporated
HBAN
Market read
Huntington Bancshares Incorporated's move is spreading beyond its market group.
HBAN accounts for 24.9% of the group's measured movement across 2.9 effective names. all 3 measured members are falling in raw terms, but 3 of 3 session-normalized paths align to the upside. Capital-flow agreement is 22%, so confirmation is not yet clean. No verified headline preceded the measured group move.
MOVE ANATOMY
Session-normalized 5m pathsIs this move genuinely shared?
Role in the moveAligned contributor#3 of 3 by movement share
Group movement share24.9%Absolute path energy—not portfolio weight
Relative path+1.29%aligned
Effective breadth2.9 / 3balanced
Relative alignment3/3upside path · 0 counter-moving
Capital-flow agreement22%not yet clean
SEQUENCE READ
FITB, CFG moved materially before HBAN. HBAN crossed its material path threshold at 15:25 ET, 10 minutes after the first measured mover.
EVIDENCE COVERAGE
3 of 3 members in Regional Banks are active. 0 of 1 disclosed connections are confirming.
What would change this read
Watch this read- At least 2 of 3 durable members become active together.
- Capital-flow agreement rises above 55%.
- USB remains aligned with the group in the next market snapshot.
Invalidation: The live read weakens if participation falls to 1 of 3 members or fewer.
Research brief
The story so far
HBAN accounts for 24.9% of the group's measured movement across 2.9 effective names. all 3 measured members are falling in raw terms, but 3 of 3 session-normalized paths align to the upside. Capital-flow agreement is 22%, so confirmation is not yet clean. No verified headline preceded the measured group move.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- At least 2 of 3 durable members become active together.
- Capital-flow agreement rises above 55%.
- USB remains aligned with the group in the next market snapshot.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods8
Price observations608
Usable filing statements243
Verified relationships1
Evidence supporting the case
- Latest annual revenue changed +6.4% year over year.
- Net margin changed +9.4 percentage points in the latest annual period.
- Operating cash flow covered net income at 1.12x in the latest annual period.
- Credit and interest rates has repeated favorable evidence across 4 filings.
Evidence challenging the case
- Demand and volume has repeated adverse evidence across 4 filings.
Questions before a position
- EV/sales is 59% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context
Price as of Oct 1, 2026
15.196m+0.6%12m-15.0%24m+3.7%
Annual trajectory
Reported annual revenue and per-share history. This is accounting history, not a forecast.
PeriodRevenueYoYDiluted EPSShare change
2021-12-31$1.1B+25.9%$0.90+24.6%
2022-12-31$1.3B+18.4%$1.45+13.9%
2023-12-31$1.4B+6.2%$1.24+0.2%
2024-12-31$1.5B+4.9%$1.22+0.6%
2025-12-31$1.6B+6.4%$1.39+1.9%
What management says matters
Persistent and emerging business drivers
Demand and volumenegative · 4 filings
“The $46.9 billion , or 27% , increase in total deposits, compared to December 31, 2025 , was primarily driven by the $43.5 billion of deposits acquired in the Cadence acquisition and additional increases in interest-bearing demand and time deposits .”10-Q · Apr 30, 2026 ↗
Legal and regulatory exposuremixed · 2 filings
“The merger is expected to close in the first quarter of 2026, subject to satisfaction of closing conditions, including receipt of customary required regulatory approvals and the approval of the definitive merger agreement by the Huntington and Cadence shareho…”10-Q · Oct 28, 2025 ↗
Restructuring and cost reductionsmixed · 2 filings
“Pro forma combined results for the three months ended March 31, 2026 include $ 321 million of acquisition-related expenses attributable to the acquisitions, which primarily included, but were not limited to, severance costs, professional services, and data pr…”10-Q · Apr 30, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 14.6× · EV/sales 25.7×. Comparisons use only industry-matched filing peers.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
15.28+0.1% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 2 Oct, 13:30 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for HBAN. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for HBAN. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind HBAN
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
NBHCNational Bank Holdings CorporationinvesteeApr 30, 2026 ▾
“Effective February 1, 2026, Huntington completed the acquisition of Cadence Bank (“Cadence”), a regional bank headquartered in Houston, Texas and Tupelo, Mississippi, whereby Cadence merged with and into Huntington National Bank, with Huntington National Bank…”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
HBAN is currently a Early Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.