Credit and interest ratespositive · 4 filings
“In addition, our interest expense is impacted by the composition of both interest-bearing and noninterest-bearing deposits in relation to our total deposits.”10-Q · Apr 30, 2026 ↗
Huntington Bancshares Incorporated
HBAN
Market read
Huntington Bancshares Incorporated's current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 34 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.
Company+0.8% todayVolume comparison unavailable
Market group0 of 34 activeRegional Banks · unavailable
Disclosed network0 of 1 confirmingNo filing-linked name is confirming now
What would change this read
Watch this read- HBAN's market-adjusted activity becomes unusual and at least one connected name confirms.
Invalidation: The isolated read changes if HBAN's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 34 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- HBAN's market-adjusted activity becomes unusual and at least one connected name confirms.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods8
Price observations594
Usable filing statements243
Verified relationships1
Evidence supporting the case
- Latest annual revenue changed +6.4% year over year.
- Net margin changed +9.4 percentage points in the latest annual period.
- Operating cash flow covered net income at 1.12x in the latest annual period.
- Credit and interest rates has repeated favorable evidence across 4 filings.
Evidence challenging the case
- Demand and volume has repeated adverse evidence across 4 filings.
Questions before a position
- EV/sales is 58% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context
Price as of Sep 11, 2026
16.876m-0.6%12m-5.2%24m+15.5%
Annual trajectory
Reported annual revenue and per-share history. This is accounting history, not a forecast.
PeriodRevenueYoYDiluted EPSShare change
2021-12-31$1.1B+25.9%$0.90+24.6%
2022-12-31$1.3B+18.4%$1.45+13.9%
2023-12-31$1.4B+6.2%$1.24+0.2%
2024-12-31$1.5B+4.9%$1.22+0.6%
2025-12-31$1.6B+6.4%$1.39+1.9%
What management says matters
Persistent and emerging business drivers
Demand and volumenegative · 4 filings
“The $46.9 billion , or 27% , increase in total deposits, compared to December 31, 2025 , was primarily driven by the $43.5 billion of deposits acquired in the Cadence acquisition and additional increases in interest-bearing demand and time deposits .”10-Q · Apr 30, 2026 ↗
Legal and regulatory exposuremixed · 2 filings
“The merger is expected to close in the first quarter of 2026, subject to satisfaction of closing conditions, including receipt of customary required regulatory approvals and the approval of the definitive merger agreement by the Huntington and Cadence shareho…”10-Q · Oct 28, 2025 ↗
Restructuring and cost reductionsmixed · 2 filings
“Pro forma combined results for the three months ended March 31, 2026 include $ 321 million of acquisition-related expenses attributable to the acquisitions, which primarily included, but were not limited to, severance costs, professional services, and data pr…”10-Q · Apr 30, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 16.3× · EV/sales 27.3×. Comparisons use only industry-matched filing peers.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
16.87+0.8% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for HBAN. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for HBAN. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind HBAN
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
NBHCNational Bank Holdings CorporationinvesteeApr 30, 2026 ▾
“Effective February 1, 2026, Huntington completed the acquisition of Cadence Bank (“Cadence”), a regional bank headquartered in Houston, Texas and Tupelo, Mississippi, whereby Cadence merged with and into Huntington National Bank, with Huntington National Bank…”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
HBAN is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.
This group is retained as the last observed read for HBAN; it is not active in the latest market snapshot.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.