Credit and interest ratesmixed · 5 filings
“The increase was driven by a $4.8 million increase in interest income and a $2.0 million decrease in interest expense.”10-Q · Aug 6, 2026 ↗
BankUnited, Inc.
BKU
Market read
BankUnited, Inc.'s move is spreading beyond its market group.
BKU accounts for 23.2% of the group's measured movement across 3.5 effective names. all 4 measured members are falling in raw terms, but 0 of 4 session-normalized paths align to the mixed. Capital-flow agreement is 3%, so confirmation is not yet clean. No verified headline preceded the measured group move.
MOVE ANATOMY
Session-normalized 5m pathsIs this move genuinely shared?
Role in the moveIndependent mover#3 of 4 by movement share
Group movement share23.2%Absolute path energy—not portfolio weight
Relative path-0.51%mixed
Effective breadth3.5 / 4balanced
Relative alignment0/4mixed path · 0 counter-moving
Capital-flow agreement3%not yet clean
SEQUENCE READ
BKU was the first measured mover. BKU crossed its material path threshold at 15:55 ET. EBC, HOPE followed.
EVIDENCE COVERAGE
3 of 4 members in Regional Banks are active. 0 of 1 disclosed connections are confirming.
What would change this read
Watch this read- At least 3 of 4 durable members become active together.
- Capital-flow agreement rises above 55%.
- BANC remains aligned with the group in the next market snapshot.
Invalidation: The live read weakens if participation falls to 1 of 4 members or fewer.
Research brief
The story so far
BKU accounts for 23.2% of the group's measured movement across 3.5 effective names. all 4 measured members are falling in raw terms, but 0 of 4 session-normalized paths align to the mixed. Capital-flow agreement is 3%, so confirmation is not yet clean. No verified headline preceded the measured group move.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- At least 3 of 4 durable members become active together.
- Capital-flow agreement rises above 55%.
- BANC remains aligned with the group in the next market snapshot.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods9
Price observations326
Usable filing statements71
Verified relationships0
Evidence supporting the case
- Latest annual revenue changed +7.4% year over year.
- Net margin changed +85.5 percentage points in the latest annual period.
Evidence challenging the case
No qualifying adverse evidence was identified; that is not proof there is no downside.
Questions before a position
- P/E is 19% below the available filing-peer median; determine whether growth and quality justify the difference.
- EV/sales is 866% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context
Price as of Sep 9, 2026
45.176m+1.6%12m+16.8%24m—
Annual trajectory
Reported annual revenue and per-share history. This is accounting history, not a forecast.
PeriodRevenueYoYDiluted EPSShare change
2021-12-31$21.7M+31.5%$4.52-1.5%
2022-12-31$22.5M+3.8%$3.54-12.8%
2023-12-31$20.9M-7.1%$2.38-6.7%
2024-12-31$20.2M-3.3%$3.08+0.6%
2025-12-31$21.7M+7.4%$3.53+0.4%
What management says matters
Persistent and emerging business drivers
Supply chain and availabilitynegative · 1 filings
“The gain or loss resulting from changes in the fair value of interest rate derivatives designated and qualifying as cash flow hedging instruments is initially reported as a component of other comprehensive income and subsequently reclassified into earnings in…”10-K · Feb 26, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 154.4× · EV/sales 158.1×. Comparisons use only industry-matched filing peers.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
45.12-1.0% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:35 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for BKU. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for BKU. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind BKU
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 1 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
BKU is currently a Early Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.