Feed / FHB

First Hawaiian, Inc.

FHB

Financial Services · 25.51 -1.2% today

Isolated · not yet confirmedMarket checked 10 Sept, 14:20 GMT-4

Market read

First Hawaiian, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 13 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.

Company-1.2% todayVolume comparison unavailable
Market group0 of 13 activeRegional Banks · unavailable
Disclosed network0 of 1 confirmingNo filing-linked name is confirming now
What would change this read
  • Savings deposits declined materially in the latest reported period, alongside declines in demand, time, and money-market balances.

Invalidation: The isolated read changes if FHB's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 13 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • Savings deposits declined materially in the latest reported period, alongside declines in demand, time, and money-market balances.

Company research

Understand the business, not just the ticker

As of Sep 10, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods8
Price observations326
Usable filing statements301
Verified relationships2
Evidence supporting the case
  • Latest annual revenue changed +8.9% year over year.
  • Net margin changed +2.9 percentage points in the latest annual period.
Evidence challenging the case
  • Demand and volume has repeated adverse evidence across 4 filings.
Questions before a position
  • EV/sales is 78% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 9, 2026

25.61
6m+5.9%12m-0.7%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$715.5M-2.4%$2.05-0.5%
2022-12-31$793.1M+10.8%$2.08-1.2%
2023-12-31$836.9M+5.5%$1.84-0.1%
2024-12-31$808.5M-3.4%$1.79+0.3%
2025-12-31$880.8M+8.9%$2.20-2.2%

What management says matters

Persistent and emerging business drivers

Demand and volumenegative · 4 filings
The decrease in total deposits was primarily due to a $176.1 million decrease in savings deposit balances, a $99.5 million decrease in demand deposit balances, an $80.5 million decrease in time deposit balances and a $5.4 million decrease in money market depo…
10-Q · Aug 3, 2026
Foreign exchangemixed · 4 filings
Management does not anticipate any material losses as a result of these transactions.
10-Q · Aug 3, 2026
Legal and regulatory exposurenegative · 3 filings
This increase was primarily due to a $0.5 million increase in furniture and equipment depreciation and a $0.4 million increase in technology-related amortization and licensing and maintenance fees.
10-Q · May 4, 2026
Credit and interest ratesnegative · 2 filings
The decrease in net interest expense was primarily due to decreases in interest expense from public deposits and borrowings, higher average balances on interest-bearing deposits in other banks and an increase in net transfer pricing credits that reside in the…
10-Q · Nov 3, 2025

Valuation discipline

Descriptive valuation snapshot

Price/sales 3.6× · EV/sales 3.6×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

25.51-1.2% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 14:20 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for FHB. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for FHB. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind FHB

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

MLPFiling-linked namedistributorFeb 27, 2026

Inclusive of our main branch, we operated 49 branch offices located on the islands of Oahu, Maui, Hawaii, Kauai, Guam and Saipan as of December 31, 2025.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 1 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

FHB is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.