“The increase in borrowings interest expense during the six months ended June 30, 2026 compared to the six months ended June 30, 2025 was primarily due to an increase in our total borrowings due to higher utilization of FHLB advances to fund interest-earnings…”10-Q · Aug 7, 2026 ↗
Eastern Bankshares, Inc.
EBC
Market read
Eastern Bankshares, Inc.'s move is spreading beyond its market group.
EBC accounts for 36.0% of the group's measured movement across 3.5 effective names. all 4 measured members are falling in raw terms, but 0 of 4 session-normalized paths align to the mixed. Capital-flow agreement is 3%, so confirmation is not yet clean. No verified headline preceded the measured group move.
Is this move genuinely shared?
BKU moved materially before EBC. EBC crossed its material path threshold at 09:55 ET, 1080 minutes after the first measured mover. HOPE followed.
3 of 4 members in Regional Banks are active. 0 of 1 disclosed connections are confirming.
- At least 3 of 4 durable members become active together.
- Capital-flow agreement rises above 55%.
- BANC remains aligned with the group in the next market snapshot.
Invalidation: The live read weakens if participation falls to 1 of 4 members or fewer.
Research brief
The story so far
EBC accounts for 36.0% of the group's measured movement across 3.5 effective names. all 4 measured members are falling in raw terms, but 0 of 4 session-normalized paths align to the mixed. Capital-flow agreement is 3%, so confirmation is not yet clean. No verified headline preceded the measured group move.
No thresholded supportive filing evidence is available yet.
No thresholded adverse filing evidence is available yet.
- At least 3 of 4 durable members become active together.
- Capital-flow agreement rises above 55%.
- BANC remains aligned with the group in the next market snapshot.
Company research
Understand the business, not just the ticker
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
- Latest annual revenue changed +19.1% year over year.
- Operating cash flow covered net income at 4.90x in the latest annual period.
- Net margin changed -40.4 percentage points in the latest annual period.
- Diluted shares increased 12.2% in the latest annual period.
- P/E is 278% above the available filing-peer median; determine whether growth and quality justify the difference.
- EV/sales is 27% below the available filing-peer median; determine whether growth and quality justify the difference.
Price as of Sep 9, 2026
21.70Reported annual revenue and per-share history. This is accounting history, not a forecast.
What management says matters
Persistent and emerging business drivers
“The forecast assumed the U.S.”10-Q · May 8, 2026 ↗
“We expect competition to continue to increase, especially as a result of regulatory and technological changes, the continuing trend of consolidation in the financial services industry, and the Federal Open Market Committee’s (the “FOMC’s”) monetary policy.”10-K · Mar 2, 2026 ↗
“The forecast assumed the U.S.”10-Q · May 8, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 33.1× · EV/sales 33.1×. Comparisons use only industry-matched filing peers.
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:35 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for EBC. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for EBC. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind EBC
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
TBBKThe Bancorp, Inc.partnerAug 8, 2025 ▾
“Outlook and Trends Acquisitions Proposed Acquisition On April 24, 2025, Eastern Bankshares, Inc.”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 2 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
EBC is currently a Leader in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.