Feed / MCB

Metropolitan Bank Holding Corp.

MCB

Financial Services · 90.54 +0.1% today

Participation confirmed · construction unavailableMarket checked 11 Sept, 15:50 GMT-4

Market read

Metropolitan Bank Holding Corp.'s move is spreading beyond its market group.

No new filing conclusion is available. 20 of 20 group members are active now; 1 filing-linked outsider is moving with the group, and 0 of 0 directly disclosed connections are confirming.

Company+0.1% todayVolume comparison unavailable
Market group20 of 20 activeRegional Banks · active
Disclosed network0 of 2 confirmingNo filing-linked name is confirming now
What would change this read
  • At least 13 of 20 members remain active in the next snapshot.
  • Capital-flow agreement rises above 55%.
  • HOMB remains aligned with the group in the next market snapshot.

Invalidation: The live read weakens if participation falls to 7 of 20 members or fewer.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 20 of 20 group members are active now; 1 filing-linked outsider is moving with the group, and 0 of 0 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • At least 13 of 20 members remain active in the next snapshot.
  • Capital-flow agreement rises above 55%.
  • HOMB remains aligned with the group in the next market snapshot.

Company research

Understand the business, not just the ticker

As of Sep 12, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods6
Price observations320
Usable filing statements54
Verified relationships0
Evidence supporting the case
  • Net margin changed +364.6 percentage points in the latest annual period.
Evidence challenging the case
  • Latest annual revenue changed -53.8% year over year.
  • Credit and interest rates has repeated adverse evidence across 5 filings.
Questions before a position
  • EV/sales is 59% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 11, 2026

90.54
6m+5.4%12m+14.0%24m—
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$23.1M+69.4%$6.45+10.4%
2022-12-31$26.9M+16.0%$5.29+20.8%
2023-12-31$27.9M+3.8%$6.91-0.6%
2024-12-31$23.9M-14.1%$5.93+1.1%
2025-12-31$11.1M-53.8%$6.62-4.6%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesmixed · 5 filings
“Non-Interest Expense Non-interest expense increased $8.7 million to $51.8 million for the second quarter of 2026, compared to the second quarter of 2025 due primarily to a $5.1 million increase in compensation and benefits, a $1.8 million one-time accrual for…”
10-Q · Jul 31, 2026 ↗
Legal and regulatory exposurenegative · 2 filings
“The increase from the prior year was due primarily to a $7.2 million increase in deposit program fees, a $6.2 million increase in compensation and benefits related to the increase in the number and mix of employees, and a $6.1 million increase in technology c…”
10-K · Feb 20, 2026 ↗
Macroeconomic conditionsmixed · 1 filings
“The release in the provision for credit losses primarily reflects a decrease of $11.8 million due to the adjustments made to the Bank’s allowance for credit loss estimation process and changes in the outlook for certain macroeconomic variables, partially offs…”
10-Q · May 8, 2026 ↗

Valuation discipline

Descriptive valuation snapshot

Price/sales 88.0× · EV/sales 52.4×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

90.54+0.1% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:50 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for MCB. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for MCB. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind MCB

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Filing peers

CNOBHAFCEGBN

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 2 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

MCB is currently a Participant in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.