Active · established relationshipLatest completed snapshot · Jul 14 · 18:03 ET

MARKET-DISCOVERED GROUP

Regional Banks

THE TRADER READShared activity without a clean directional read

Price direction is split across 11 measured members. Capital-flow agreement is 31%, so the basket is not yet clean.

Price breadth6 up · 5 downRelative median unavailable

Capital-flow alignment31%Price breadth is not yet confirmed by flow

Activity nowHotActivity score 85/100 · lift 1.3×

Evidence depth4 episodesLow sample—context, not a validated playbook

EVIDENCE CLOCK

What happened, in timestamp order

0 timed events

TIMING READA causal timing read is unavailable because no material member price onset could be timestamped.

No session event has enough timestamp precision to place on the clock.

2 earlier filing context receipts

THU, NOV 6BY filing documented shared operating contextcredit / rates affecting interest expense · date precision only

MON, JUL 27BOH filing documented shared operating contextcredit / rates affecting interest expense · date precision only

01 · WHAT IS HAPPENING

The move, the flow and who is driving it

Price breadth, unusual activity and signed capital flow are separate observations

Price sequence unavailableA timestamped price sequence is unavailable.

RELATIVE CO-MOVEMENT

How the members are behaving together

Session-normalized

Observed intraday paths are not available for this group yet.

02 · WHY IT MATTERS

Why now and where the move could travel

Context and lead/lag links are evidence, not proof of causation or a forecast

WHY NOW

Verified recent context

0 items

No verified recent catalyst is attached to this move. The relationship may be market-led rather than news-led.

WHY THIS GROUP EXISTS

Shared filing context

20/20 members covered

Moderate filing support: the strongest shared 10-Q/K outlook is operating setup (near-term outlook) across BOH, BY, CNOB, CUBI, CVBF, FHB, FRME, HFWA, HOPE, LOB, MCB, QCRH, SFBS, SFNC, SYBT.

credit / rates affecting interest expense

“The increase in net income was attributable to a $12.4 million increase in net interest income, a $2.2 million decrease in provision for credit losses, and a $1.5 million increase in non-interest income, offset by a $6.2 million increase in non-interest expense, and a $3.0 million increase to the provision for income taxes.”
BY 10-Q · 2025-11-07

credit / rates

“Other borrowings increased by $84.9 million, or 20.2%, mainly due to higher FHLB advances.”
BY 10-Q · 2026-05-01

demand / volume

“Total deposits at September 30, 2025 were $7.8 billion, representing an increase of $369.6 million, or 5.0%, compared to $7.5 billion at December 31, 2024, driven by an increase in money market demand accounts and non-interest bearing demand deposits.”
BY 10-Q · 2025-11-07

CONFIRMATION NETWORK

Outsiders and cross-asset links

0 outsiders confirming

No qualified cross-asset lead/lag link is available for this group.

Filing-linked outsiders test whether the move is spreading beyond the established cohort.

BFCRelationship only · live confirmation unavailable

WAFD · text peer

BHRBNot confirming

CNOB · text peer

HOMBNot confirming

SFBS · text peer

BANCNot confirming

HOPE · text peer

03 · WHO IS IN IT

Member participation

Unusual activity and daily price direction are shown separately

BYHOPEBOHWAFDFBKFHBBUSEMCBCUBIFRMECVBFHBNCQCRHLOBSFNCSFBSHFWASYBTCATYCNOB

20/20 active6 rising · 5 falling

MemberUnusual activityToday's moveRead now

BYByline Bancorp, Inc.

Most unusual · 100/100

—

Active; unclassifiedActive in 33.3% of observed group sessions

HOPEHope Bancorp, Inc.

Elevated · 94/100

—

Active; unclassifiedActive in 44.4% of observed group sessions

BOHBank of Hawaii Corporation

Elevated · 93/100

-0.2%

Active; unclassifiedActive in 11.1% of observed group sessions

WAFDWaFd, Inc.

Elevated · 78/100

-0.7%

Active; unclassifiedActive in 22.2% of observed group sessions

FBKFB Financial Corporation

Elevated · 74/100

+0.1%

Active; unclassifiedActive in 11.1% of observed group sessions

FHBFirst Hawaiian, Inc.

Elevated · 71/100

-1.0%

Active; unclassifiedActive in 0% of observed group sessions

BUSEFirst Busey Corporation

Elevated · 66/100

+0.3%

Active; unclassifiedActive in 22.2% of observed group sessions

MCBMetropolitan Bank Holding Corp.

Elevated · 66/100

—

Flow divergenceActive in 22.2% of observed group sessions

CUBICustomers Bancorp, Inc.

Elevated · 57/100

+0.4%

Active; unclassifiedActive in 0% of observed group sessions

FRMEFirst Merchants Corporation

Elevated · 51/100

+0.4%

Active; unclassifiedActive in 11.1% of observed group sessions

CVBFCVB Financial Corp.

Elevated · 50/100

+0.2%

Flow divergenceActive in 0% of observed group sessions

HBNCHorizon Bancorp, Inc.

Elevated · 50/100

—

Active; unclassifiedActive in 33.3% of observed group sessions

QCRHQCR Holdings, Inc.

Elevated · 49/100

—

Flow divergenceActive in 11.1% of observed group sessions

LOBLive Oak Bancshares, Inc.

Elevated · 49/100

—

Active; unclassifiedActive in 22.2% of observed group sessions

SFNCSimmons First National Corporation

Elevated · 46/100

+0.1%

Active; unclassifiedActive in 0% of observed group sessions

SFBSServisFirst Bancshares, Inc.

Elevated · 45/100

-50.4%

Active; unclassifiedActive in 11.1% of observed group sessions

HFWAHeritage Financial Corporation

Elevated · 44/100

—

Active; unclassifiedActive in 22.2% of observed group sessions

SYBTStock Yards Bancorp, Inc.

Elevated · 42/100

—

Flow divergenceActive in 11.1% of observed group sessions

CATYCathay General Bancorp

Elevated · 41/100

-0.1%

Active; unclassifiedActive in 22.2% of observed group sessions

CNOBConnectOne Bancorp, Inc.

Elevated · 37/100

—

Flow divergenceActive in 0% of observed group sessions

View exact member values

TICKER	Company	Role now	Today	Observed history	Trader interpretation
BY	Byline Bancorp, Inc.	Most unusual	—	33.3% of 9 sessions	Most unusual activity in this snapshot; performance direction may differ.
HOPE	Hope Bancorp, Inc.	Participating	—	44.4% of 9 sessions	Price participation is not yet confirmed by per-name flow.
BOH	Bank of Hawaii Corporation	Participating	-0.2%	11.1% of 9 sessions	Price participation is not yet confirmed by per-name flow.
WAFD	WaFd, Inc.	Participating	-0.7%	22.2% of 9 sessions	Price participation is not yet confirmed by per-name flow.
FBK	FB Financial Corporation	Participating	+0.1%	11.1% of 9 sessions	Price participation is not yet confirmed by per-name flow.
FHB	First Hawaiian, Inc.	Participating	-1.0%	0% of 9 sessions	Price participation is not yet confirmed by per-name flow.
BUSE	First Busey Corporation	Participating	+0.3%	22.2% of 9 sessions	Price participation is not yet confirmed by per-name flow.
MCB	Metropolitan Bank Holding Corp.	Participating	—	22.2% of 9 sessions	Price participation with distributing signed flow.
CUBI	Customers Bancorp, Inc.	Participating	+0.4%	0% of 9 sessions	Price participation is not yet confirmed by per-name flow.
FRME	First Merchants Corporation	Participating	+0.4%	11.1% of 9 sessions	Price participation is not yet confirmed by per-name flow.
CVBF	CVB Financial Corp.	Participating	+0.2%	0% of 9 sessions	Price participation with distributing signed flow.
HBNC	Horizon Bancorp, Inc.	Participating	—	33.3% of 9 sessions	Price participation is not yet confirmed by per-name flow.
QCRH	QCR Holdings, Inc.	Participating	—	11.1% of 9 sessions	Price participation with distributing signed flow.
LOB	Live Oak Bancshares, Inc.	Participating	—	22.2% of 9 sessions	Price participation is not yet confirmed by per-name flow.
SFNC	Simmons First National Corporation	Participating	+0.1%	0% of 9 sessions	Price participation is not yet confirmed by per-name flow.
SFBS	ServisFirst Bancshares, Inc.	Participating	-50.4%	11.1% of 9 sessions	Price participation is not yet confirmed by per-name flow.
HFWA	Heritage Financial Corporation	Participating	—	22.2% of 9 sessions	Price participation is not yet confirmed by per-name flow.
SYBT	Stock Yards Bancorp, Inc.	Participating	—	11.1% of 9 sessions	Price participation with distributing signed flow.
CATY	Cathay General Bancorp	Participating	-0.1%	22.2% of 9 sessions	Price participation is not yet confirmed by per-name flow.
CNOB	ConnectOne Bancorp, Inc.	Participating	—	0% of 9 sessions	Price participation with distributing signed flow.

04 · HAS THIS HAPPENED BEFORE

Identity history versus measured outcomes

Structural recurrence is not the same as a validated trading outcome

POINT-IN-TIME LIVE OUTCOMES

Live outcome ledger collecting

0/0 events completed

No completed point-in-time outcome is available yet. New live confirmations are now retained with their exact observation timestamp; statistics appear only after the corresponding candles complete.

Low structural sample

Only 4 completed episodes across 9 active sessions; treat history as context, not a validated playbook. These episode counts describe recurrence; the outcome ledger above is the only forward-performance evidence.

Structural support12 daysHow often the cohort identity was observed

Completed episodes4Separate periods of broad group activity

Active sessions9Completed session observations, not trades

2026-07-07 → 2026-07-104 active sessionsNo name was active through every recorded session

2026-07-01 → 2026-07-022 active sessionsNo name was active through every recorded session

2026-06-25 → 2026-06-262 active sessions11.1% composition consistency through the episode

2026-06-181 active session100% composition consistency through the episode

MEMBER CONSISTENCY IN OBSERVED ACTIVE SESSIONS

HOPE44.4% · 2 episodes

BY33.3% · 3 episodes

HBNC33.3% · 2 episodes

BUSE22.2% · 2 episodes

CATY22.2% · 2 episodes

HFWA22.2% · 2 episodes

LOB22.2% · 2 episodes

MCB22.2% · 2 episodes

WAFD22.2% · 1 episode

BOH11.1% · 1 episode

FBK11.1% · 1 episode

FRME11.1% · 1 episode

QCRH11.1% · 1 episode

SFBS11.1% · 1 episode

SYBT11.1% · 1 episode

CNOB0% · 0 episodes

CUBI0% · 0 episodes

CVBF0% · 0 episodes

FHB0% · 0 episodes

SFNC0% · 0 episodes