Feed / CUBI

Customers Bancorp, Inc.

CUBI

Financial Services · 78.85 -0.1% today

Isolated · not yet confirmedMarket checked 11 Sept, 15:55 GMT-4

Market read

Customers Bancorp, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Company-0.1% todayVolume comparison unavailable
Market group0 of 12 activeRegional Banks · unavailable
Disclosed network0 of 0 confirmingRelationship data unavailable
What would change this read
  • Deposits increased across demand, savings, time, and interest-bearing demand categories during the three months ended March 31, 2026.
  • Non-interest bearing demand deposits increased $436.0 million (6.9%) to $6.7 billion at March 31, 2026 from $6.3 billion at December 31, 2025.

Invalidation: The isolated read changes if CUBI's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • Deposits increased across demand, savings, time, and interest-bearing demand categories during the three months ended March 31, 2026.
  • Non-interest bearing demand deposits increased $436.0 million (6.9%) to $6.7 billion at March 31, 2026 from $6.3 billion at December 31, 2025.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods4
Price observations328
Usable filing statements133
Verified relationships0
Evidence supporting the case
  • Net margin changed +160.1 percentage points in the latest annual period.
  • Operating cash flow covered net income at 1.00x in the latest annual period.
Evidence challenging the case
  • Latest annual revenue changed -14.0% year over year.
  • Credit and interest rates has repeated adverse evidence across 5 filings.
Questions before a position
  • P/E is 20% above the available filing-peer median; determine whether growth and quality justify the difference.
  • EV/sales is 503% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 11, 2026

78.85
6m+18.6%12m+14.7%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2017-12-31$56.0M$1.97
2018-12-31$43.2M-22.7%$1.78-1.1%
2019-12-31$46.7M+8.1%$2.05-1.8%
2020-12-31$40.2M-14.0%$3.74+0.3%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesmixed · 5 filings
Net interest income increased $40.6 million for the six months ended June 30, 2026 compared to the six months ended June 30, 2025 primarily due to higher average loan balances and lower interest expense on deposits.
10-Q · Aug 7, 2026
Demand and volumenegative · 3 filings
The increase in total deposits was primarily due to increases in savings, including MMDA, of $1.2 billion, or 23.2%, to $6.1 billion, non-interest bearing demand deposits of $695.5 million, or 12.4%, to $6.3 billion and time deposits of $587.8 million, or 21.…
10-K · Feb 27, 2026
Legal and regulatory exposurenegative · 2 filings
FDIC assessments, non-income taxes, and regulatory fees The $0.5 million decrease in FDIC assessments, non-income taxes and regulatory fees for the year ended December 31, 2025 compared to the year ended December 31, 2024 primarily resulted from a decrease in…
10-K · Feb 27, 2026
Macroeconomic conditionsmixed · 2 filings
The increase in the ACL from December 31, 2025 resulted primarily from increase in loan balances partially offset by slight improvements in the forecast of macroeconomic variables.
10-Q · Aug 7, 2026

Valuation discipline

Descriptive valuation snapshot

Price/sales 62.2× · EV/sales 154.8×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

78.85-0.1% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for CUBI. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for CUBI. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind CUBI

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

CUBI is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.