“Net interest income increased $40.6 million for the six months ended June 30, 2026 compared to the six months ended June 30, 2025 primarily due to higher average loan balances and lower interest expense on deposits.”10-Q · Aug 7, 2026 ↗
Customers Bancorp, Inc.
CUBI
Market read
Customers Bancorp, Inc.'s current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
- Deposits increased across demand, savings, time, and interest-bearing demand categories during the three months ended March 31, 2026.
- Non-interest bearing demand deposits increased $436.0 million (6.9%) to $6.7 billion at March 31, 2026 from $6.3 billion at December 31, 2025.
Invalidation: The isolated read changes if CUBI's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
No thresholded supportive filing evidence is available yet.
No thresholded adverse filing evidence is available yet.
- Deposits increased across demand, savings, time, and interest-bearing demand categories during the three months ended March 31, 2026.
- Non-interest bearing demand deposits increased $436.0 million (6.9%) to $6.7 billion at March 31, 2026 from $6.3 billion at December 31, 2025.
Company research
Understand the business, not just the ticker
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
- Net margin changed +160.1 percentage points in the latest annual period.
- Operating cash flow covered net income at 1.00x in the latest annual period.
- Latest annual revenue changed -14.0% year over year.
- Credit and interest rates has repeated adverse evidence across 5 filings.
- P/E is 20% above the available filing-peer median; determine whether growth and quality justify the difference.
- EV/sales is 503% above the available filing-peer median; determine whether growth and quality justify the difference.
Price as of Sep 11, 2026
78.85Reported annual revenue and per-share history. This is accounting history, not a forecast.
What management says matters
Persistent and emerging business drivers
“The increase in total deposits was primarily due to increases in savings, including MMDA, of $1.2 billion, or 23.2%, to $6.1 billion, non-interest bearing demand deposits of $695.5 million, or 12.4%, to $6.3 billion and time deposits of $587.8 million, or 21.…”10-K · Feb 27, 2026 ↗
“FDIC assessments, non-income taxes, and regulatory fees The $0.5 million decrease in FDIC assessments, non-income taxes and regulatory fees for the year ended December 31, 2025 compared to the year ended December 31, 2024 primarily resulted from a decrease in…”10-K · Feb 27, 2026 ↗
“The increase in the ACL from December 31, 2025 resulted primarily from increase in loan balances partially offset by slight improvements in the forecast of macroeconomic variables.”10-Q · Aug 7, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 62.2× · EV/sales 154.8×. Comparisons use only industry-matched filing peers.
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for CUBI. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for CUBI. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind CUBI
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
CUBI is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.