Themes / Group
Building · newly observed relationshipLatest completed snapshot · Sep 11 · 11:20 ET

MARKET-DISCOVERED GROUP

Regional Banks · FITB

THE TRADER READShared activity without a clean directional read

Price direction is split across 15 measured members. Capital-flow confirmation is unavailable.

Price breadth13 up · 1 downRelative median unavailable
Capital-flow alignmentUnavailablePrice breadth is not yet confirmed by flow
Activity nowLow_pressureActivity score 26/100
Evidence depth0 support daysLow sample—context, not a validated playbook
EVIDENCE CLOCK

What happened, in timestamp order

0 timed events
TIMING READA causal timing read is unavailable because no material member price onset could be timestamped.

No session event has enough timestamp precision to place on the clock.

2 earlier filing context receipts

TUE, FEB 17BOKF filing documented shared operating contextcredit / rates affecting interest expense · date precision only

MON, FEB 23FITB filing documented shared operating contextcredit / rates affecting interest expense · date precision only

Headline times and retained activity confirmations are point-in-time evidence. Price order is inferred from aligned 5-minute bars. Filing evidence has date precision only and is context, not an intraday catalyst claim.

01 · WHAT IS HAPPENING

The move, the flow and who is driving it

Price breadth, unusual activity and signed capital flow are separate observations
Price sequence unavailableA timestamped price sequence is unavailable.
RELATIVE CO-MOVEMENT

How the members are behaving together

Session-normalized

Observed intraday paths are not available for this group yet.

02 · WHY IT MATTERS

Why now and where the move could travel

Context and lead/lag links are evidence, not proof of causation or a forecast
WHY NOW

Verified recent context

0 items

No verified recent catalyst is attached to this move. The relationship may be market-led rather than news-led.

WHY THIS GROUP EXISTS

Shared filing context

15/15 members covered

Moderate filing support: the strongest shared 10-Q/K outlook is operating setup (near-term outlook) across BOKF, CFG, COLB, EWBC, FITB, MTB, ONB, PNC, RF, TFC, USB, ZION.

credit / rates affecting interest expense

“Interest expense on average wholesale funding decreased $209 million for the year ended December 31, 2025 compared to the year ended December 31, 2024 primarily due to a decrease in the rates paid on average wholesale funding and decreases in the average balances of long-term debt and CDs over $250,000, partially offset by an increase in the average balances of FHLB advances.”

FITB 10-K · 2026-02-24
credit / rates

“The following table summarizes the components of average borrowings: TABLE 28: Components of Average Borrowings For the years ended December 31 ($ in millions) 2025 2024 Short-term borrowings $ 4,930 3,231 Long-term debt 14,218 15,835 Total average borrowings $ 19,148 19,066 Total average borrowings increased $82 million due to an increase in average short-term borrowings, partially offset by a decrease in average long-term debt.”

FITB 10-K · 2026-02-24
demand / volume

“Average deposits increased $1.5 billion from the year ended December 31, 2024 primarily driven by increases in average money market deposits and average demand deposits, partially offset by a decrease in average savings deposits.”

FITB 10-K · 2026-02-24
CONFIRMATION NETWORK

Outsiders and cross-asset links

0 outsiders confirming
ONB → UVXYPositive historical lead/lag · strength 0.44
ONB → SLVInverse historical lead/lag · strength -0.37

Filing-linked outsiders test whether the move is spreading beyond the established cohort.

No high-confidence filing-linked outsiders are available for this group yet.

03 · WHO IS IN IT

Member participation

Unusual activity and daily price direction are shown separately
WTFCFITBONBKEYTFCRFWALPNCEWBCCOLBBOKFUSBMTBZIONCFG

4/15 active14 rising · 1 falling

MemberUnusual activityToday's moveRead now
WTFCWintrust Financial Corporation
Elevated · 100/100
+1.1%
Active; unclassifiedHistorical role unavailable
FITBFifth Third Bancorp
Most unusual · 49/100
+0.5%
Active; unclassifiedHistorical role unavailable
ONBOld National Bancorp
Elevated · 44/100
+0.2%
Active; unclassifiedHistorical role unavailable
KEYKeyCorp
Elevated · 42/100
+0.5%
Active; unclassifiedHistorical role unavailable
TFCTruist Financial Corporation
Elevated · 42/100
+0.1%
Active; unclassifiedHistorical role unavailable
RFRegions Financial Corporation
Elevated · 39/100
+0.6%
Active; unclassifiedHistorical role unavailable
WALWestern Alliance Bancorporation
Elevated · 38/100
+0.0%
Active; unclassifiedHistorical role unavailable
PNCThe PNC Financial Services Group, Inc.
Elevated · 36/100
+0.6%
Active; unclassifiedHistorical role unavailable
EWBCEast West Bancorp, Inc.
Elevated · 32/100
-0.1%
Active; unclassifiedHistorical role unavailable
COLBColumbia Banking System, Inc.
Elevated · 31/100
+0.2%
Active; unclassifiedHistorical role unavailable
BOKFBOK Financial Corporation
Elevated · 30/100
+0.6%
Active; unclassifiedHistorical role unavailable
USBU.S. Bancorp
Elevated · 29/100
+0.7%
Active; unclassifiedHistorical role unavailable
MTBM&T Bank Corporation
Elevated · 27/100
+0.3%
Active; unclassifiedHistorical role unavailable
ZIONZions Bancorporation, National Association
Elevated · 23/100
+0.7%
Active; unclassifiedHistorical role unavailable
CFGCitizens Financial Group, Inc.
Participating · 17/100
+1.2%
Active; unclassifiedHistorical role unavailable
View exact member values
TICKERCompanyRole nowTodayObserved historyTrader interpretation
WTFCWintrust Financial CorporationParticipating+1.1%—Price participation is not yet confirmed by per-name flow.
FITBFifth Third BancorpMost unusual+0.5%—Most unusual activity in this snapshot; performance direction may differ.
ONBOld National BancorpParticipating+0.2%—Price participation is not yet confirmed by per-name flow.
KEYKeyCorpParticipating+0.5%—Price participation is not yet confirmed by per-name flow.
TFCTruist Financial CorporationParticipating+0.1%—Price participation is not yet confirmed by per-name flow.
RFRegions Financial CorporationParticipating+0.6%—Price participation is not yet confirmed by per-name flow.
WALWestern Alliance BancorporationParticipating+0.0%—Price participation is not yet confirmed by per-name flow.
PNCThe PNC Financial Services Group, Inc.Participating+0.6%—Price participation is not yet confirmed by per-name flow.
EWBCEast West Bancorp, Inc.Participating-0.1%—Price participation is not yet confirmed by per-name flow.
COLBColumbia Banking System, Inc.Participating+0.2%—Price participation is not yet confirmed by per-name flow.
BOKFBOK Financial CorporationParticipating+0.6%—Price participation is not yet confirmed by per-name flow.
USBU.S. BancorpParticipating+0.7%—Price participation is not yet confirmed by per-name flow.
MTBM&T Bank CorporationParticipating+0.3%—Price participation is not yet confirmed by per-name flow.
ZIONZions Bancorporation, National AssociationParticipating+0.7%—Price participation is not yet confirmed by per-name flow.
CFGCitizens Financial Group, Inc.Participating+1.2%—Price participation is not yet confirmed by per-name flow.

04 · HAS THIS HAPPENED BEFORE

Identity history versus measured outcomes

Structural recurrence is not the same as a validated trading outcome
POINT-IN-TIME LIVE OUTCOMES

Live outcome ledger collecting

0/0 events completed

No completed point-in-time outcome is available yet. New live confirmations are now retained with their exact observation timestamp; statistics appear only after the corresponding candles complete.

No point-in-time live observations have completed yet.
Low structural sample

Only 0 completed episodes across 0 active sessions; treat history as context, not a validated playbook. These episode counts describe recurrence; the outcome ledger above is the only forward-performance evidence.

Structural support0 daysHow often the cohort identity was observed
Completed episodes0Separate periods of broad group activity
Active sessions0Completed session observations, not trades

Historical cohort observations are not available yet.