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The PNC Financial Services Group, Inc.

PNC

Financial Services · 242.94 +0.9% today

Isolated · not yet confirmedMarket checked 10 Sept, 15:55 GMT-4

Market read

The PNC Financial Services Group, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 15 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.

Company+0.9% todayVolume comparison unavailable
Market group0 of 15 activeRegional Banks · unavailable
Disclosed network0 of 5 confirmingNo filing-linked name is confirming now
What would change this read
  • PNC's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if PNC's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 15 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • PNC's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations601
Usable filing statements351
Verified relationships5
Evidence supporting the case
  • Latest annual revenue changed +7.2% year over year.
  • Macroeconomic conditions has repeated favorable evidence across 4 filings.
Evidence challenging the case
  • Restructuring and cost reductions has repeated adverse evidence across 5 filings.
Questions before a position
  • EV/sales is 43% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 10, 2026

242.94
6m+18.1%12m+21.2%24m+34.3%
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$19.2B+13.7%$12.70-0.2%
2022-12-31$21.1B+9.9%$13.85-3.3%
2023-12-31$21.5B+1.8%$12.79-2.7%
2024-12-31$21.6B+0.3%$13.74-0.2%
2025-12-31$23.1B+7.2%$16.59-1.0%

What management says matters

Persistent and emerging business drivers

Restructuring and cost reductionsnegative · 5 filings
These adjustments to fair value usually result from the application of lower of amortized cost or fair value accounting or write-downs of individual assets due to impairment and are included in Table 77.
10-Q · Aug 5, 2026
Macroeconomic conditionspositive · 4 filings
The provision in both periods was driven by portfolio activity as well as updates to macroeconomic factors .
10-Q · Aug 5, 2026
Credit and interest ratesmixed · 3 filings
The portion of the change in fair value resulting from a change in the specified benchmark interest rate is 138 The PNC Financial Services Group, Inc.
10-K · Feb 20, 2026
Legal and regulatory exposurenegative · 1 filings
resulting from PNC’s participation in the Visa exchange program; • A securities loss of $139 million related to the repositioning of the available-for-sale investment securities portfolio; and • Visa derivative adjustments of negative $117 million in the firs…
10-Q · Aug 5, 2026

Valuation discipline

Descriptive valuation snapshot

Price/sales 4.2× · EV/sales 6.6×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

242.94+0.9% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for PNC. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for PNC. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind PNC

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

VVisa Inc.investeeFeb 20, 2026

At December 31, 2025, the estimated value of our total investment in the Visa Class B-2 common shares was approximately $0.9 billion while our cost basis was insignificant.

MAMastercard IncorporatedpartnerFeb 20, 2026

In addition, we provide card transaction processing services to some merchant customers under agreements we have with payment networks such as Visa and Mastercard.

Depended on by

SFBSServisFirst Bancshares, Inc.competitorFeb 27, 2026

5 In our markets, our five largest competitors are Regions Financial Corporation, Wells Fargo & Company, PNC Financial Services Group, Inc., Truist Financial Corporation, and Pinnacle Financial Partners, Inc.

Filing peers

No filing peers are available for this name yet.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 2 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

PNC is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 3 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.