Feed / ZION

Zions Bancorporation, National Association

ZION

Financial Services · 62.64 -0.0% today

Isolated · not yet confirmedMarket checked 1 Oct, 15:55 GMT-4

Market read

No connected market move is active around Zions Bancorporation, National Association.

No new filing conclusion is available. 0 of 0 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Company-0.0% todayVolume comparison unavailable
Market groupNo active group readNo durable group available
Disclosed network0 of 3 confirmingNo filing-linked name is confirming now
What would change this read
  • ZION's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if ZION's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 0 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • ZION's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Oct 2, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods8
Price observations342
Usable filing statements266
Verified relationships1
Evidence supporting the case
  • Net margin changed +17.1 percentage points in the latest annual period.
  • Restructuring and cost reductions has repeated favorable evidence across 3 filings.
Evidence challenging the case

No qualifying adverse evidence was identified; that is not proof there is no downside.

Questions before a position
  • P/E is 37% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Oct 1, 2026

62.64
6m+7.5%12m+10.7%24m—
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$449.0M+11.7%$6.79-3.2%
2022-12-31$495.0M+10.2%$5.79-6.2%
2023-12-31$503.0M+1.6%$4.35-1.7%
2024-12-31$513.0M+2.0%$4.95-0.4%
2025-12-31$529.0M+3.1%$6.01-0.0%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesmixed · 5 filings
“At June 30, 2026 and December 31, 2025, estimated lifetime prepayment speeds for loans were 14.9% and 14.8%, respectively, reflecting the aging of the portfolio, as loans become more seasoned and borrowers are more likely to refinance or repay their loans ear…”
10-Q · Aug 6, 2026 ↗
Demand and volumemixed · 5 filings
“Growth in interest-bearing deposits was driven by focused deposit-gathering initiatives, while noninterest-bearing demand deposits increased due to continued growth in more granular depositor balances.”
10-Q · Aug 6, 2026 ↗
Legal and regulatory exposuremixed · 5 filings
“At June 30, 2026, we were subject to the following significant litigation: • Two civil cases— Lifescan, Inc.”
10-Q · Aug 6, 2026 ↗
Restructuring and cost reductionsmixed · 3 filings
“Other drivers impacting total noninterest expense included: • Other noninterest expense increased $20 million, primarily due to higher subscription costs, success fee accrual adjustments related to SBIC investments, impairment of certain long-lived assets, an…”
10-K · Feb 24, 2026 ↗

Valuation discipline

Descriptive valuation snapshot

Price/sales 17.4× · EV/sales 17.4×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

62.64-0.0% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 1 Oct, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for ZION. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for ZION. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind ZION

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 3 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

ZION is currently a Follower in the organic co-movement group Unknown Theme. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.

This group is retained as the last observed read for ZION; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.