Feed / CFFN

Capitol Federal Financial, Inc.

CFFN

Financial Services · 8.80 +0.3% today

Isolated · not yet confirmedMarket checked 10 Sept, 15:55 GMT-4

Market read

Capitol Federal Financial, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 6 group members are active now; 3 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.

Company+0.3% todayVolume comparison unavailable
Market group0 of 6 activeRegional Banks · inactive
Disclosed network0 of 1 confirmingNo filing-linked name is confirming now
What would change this read
  • At least 4 of 6 durable members become active together.
  • Capital-flow agreement rises above 55%.
  • ZION remains aligned with the group in the next market snapshot.

Invalidation: The isolated read changes if CFFN's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 6 group members are active now; 3 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • At least 4 of 6 durable members become active together.
  • Capital-flow agreement rises above 55%.
  • ZION remains aligned with the group in the next market snapshot.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations319
Usable filing statements56
Verified relationships1
Evidence supporting the case
  • Latest annual revenue changed +6.5% year over year.
  • Net margin changed +168.9 percentage points in the latest annual period.
Evidence challenging the case
  • Credit and interest rates has repeated adverse evidence across 4 filings.
Questions before a position
  • EV/sales is 188% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 10, 2026

8.80
6m+22.6%12m+36.4%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-09-30$16.5M+11.5%$0.56-1.7%
2022-09-30$18.1M+9.7%$0.62+0.2%
2023-09-30$17.6M-2.8%$-0.76-1.6%
2024-09-30$15.3M-13.1%$0.29-2.2%
2025-09-30$16.3M+6.5%$0.52-0.5%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesmixed · 4 filings
The amount of interest-bearing liabilities expected to reprice in a given period typically is not significantly impacted by changes in interest rates because the Bank's borrowings and certificate of deposit portfolios have contractual maturities and generally…
10-Q · May 8, 2026
Legal and regulatory exposurenegative · 1 filings
The decrease in regulatory and outside services was due to a reduction in usage of certain outside services compared to the prior fiscal year.
10-K · Nov 26, 2025
Restructuring and cost reductionsmixed · 1 filings
There were no impairment losses during fiscal years 2025, 2024, or 2023 resulting from the forfeiture or ineligibility of tax credits or other circumstances.
10-K · Nov 26, 2025

Valuation discipline

Descriptive valuation snapshot

Price/sales 70.2× · EV/sales 54.7×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

8.80+0.3% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for CFFN. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for CFFN. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind CFFN

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depended on by

CTOSCustom Truck One Source, Inc.investeeMar 10, 2026

The obligations under the ABL Facility are guaranteed by Capitol Investment Merger Sub 2, LLC, the Borrower and each of the Borrower’s existing and future direct and indirect wholly owned domestic restricted subsidiaries, subject to certain exceptions, as wel…

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 7 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

CFFN is currently a Participant in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.