Credit and interest ratesmixed · 5 filings
“Long-term borrowings increased by approximately $494 million from year-end 2025 reflecting the issuance of senior notes partially offset by the repayment of FHLB advances.”10-Q · Aug 6, 2026 ↗
Regions Financial Corporation
RF
Market read
Regions Financial Corporation's current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 15 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.
Company-0.6% todayVolume comparison unavailable
Market group0 of 15 activeRegional Banks · unavailable
Disclosed network0 of 1 confirmingNo filing-linked name is confirming now
What would change this read
Watch this read- RF's market-adjusted activity becomes unusual and at least one connected name confirms.
Invalidation: The isolated read changes if RF's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 15 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 1 directly disclosed connection is confirming.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- RF's market-adjusted activity becomes unusual and at least one connected name confirms.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods6
Price observations600
Usable filing statements157
Verified relationships1
Evidence supporting the case
- Latest annual revenue changed +23.8% year over year.
- Net margin changed +1121.7 percentage points in the latest annual period.
Evidence challenging the case
No qualifying adverse evidence was identified; that is not proof there is no downside.
Questions before a position
- EV/sales is 2937% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context
Price as of Sep 9, 2026
29.906m+11.7%12m+10.6%24m+31.0%
Annual trajectory
Reported annual revenue and per-share history. This is accounting history, not a forecast.
PeriodRevenueYoYDiluted EPSShare change
2017-12-31$60.0M+3.4%$1.00-5.0%
2018-12-31$71.0M+18.3%$1.54-8.0%
2019-12-31$79.0M+11.3%$1.50-9.3%
2020-12-31$84.0M+6.3%$1.03-3.7%
2021-12-31$104.0M+23.8%$2.49+0.1%
What management says matters
Persistent and emerging business drivers
Legal and regulatory exposuremixed · 4 filings
“Visa class B shares expense decreased in the six months ended June 30, 2026 compared to the same period in 2025 due to lower escrow funding expense for the Company's proportionate share of ongoing covered litigation.”10-Q · Aug 6, 2026 ↗
Restructuring and cost reductionspositive · 4 filings
“Salaries and employee benefits increased in the three and six months ended June 30, 2026 compared to the same periods in 2025 primarily due to higher base salaries from annual merit increases, which also increased related taxes, an increase in severance and s…”10-Q · Aug 6, 2026 ↗
Macroeconomic conditionsmixed · 3 filings
“Growth in consumer spending has slowed partially reflecting payback for purchases of consumer durable goods that were pulled forward in 2025 as consumers looked to avoid tariff-related price increases.”10-K · Feb 24, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 276.9× · EV/sales 300.0×. Comparisons use only industry-matched filing peers.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
29.90-0.6% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 9 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for RF. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for RF. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind RF
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depended on by
SFBSServisFirst Bancshares, Inc.competitorFeb 27, 2026 ▾
“5 In our markets, our five largest competitors are Regions Financial Corporation, Wells Fargo & Company, PNC Financial Services Group, Inc., Truist Financial Corporation, and Pinnacle Financial Partners, Inc.”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 2 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
RF is currently a Early Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.