credit / rates affecting interest expense
“Interest expense of $210.0 million decreased $25.6 million primarily due to a 31 basis point reduction in the cost of funds, partially offset by the growth in average interest-bearing deposits.”
FNB 10-Q
Confirmed
Regional Banks · FNB
17 names are moving together; 94% are participating in the current session.
Co-movement
Observed intraday paths are not available for this group yet.
Members
| TICKER | Company | Sector | Today | Observed activity |
|---|---|---|---|---|
| AUB | Atlantic Union Bankshares Corpo | Financial Services | -0.5% | Group member |
| FNB | F.N.B. Corporation | Financial Services | +0.2% | Most structurally connected |
| ABCB | Ameris Bancorp | Financial Services | +0.2% | Group member |
| COLB | Columbia Banking System, Inc. | Financial Services | +0.9% | Group member |
| GBCI | Glacier Bancorp, Inc. | Financial Services | +0.1% | Group member |
| FIBK | First Interstate BancSystem, In | Financial Services | +0.2% | Group member |
| VLY | Valley National Bancorp | Financial Services | +0.1% | Group member |
| HWC | Hancock Whitney Corporation | Financial Services | +0.1% | Group member |
| FFBC | First Financial Bancorp. | Financial Services | -0.6% | Group member |
| EBC | Eastern Bankshares, Inc. | Financial Services | +0.7% | Group member |
| SFBS | ServisFirst Bancshares, Inc. | Financial Services | +0.8% | Group member |
| TFSL | TFS Financial Corporation | Financial Services | +0.2% | Group member |
| WAL | Western Alliance Bancorporation | Financial Services | -0.3% | Group member |
| OZK | Bank OZK | Financial Services | +0.5% | Group member |
| BANC | Banc of California, Inc. | Financial Services | +0.5% | Group member |
| WSFS | WSFS Financial Corporation | Financial Services | -0.3% | Group member |
| BKU | BankUnited, Inc. | Financial Services | +0.1% | Group member |
Why we believe this
Cohort
17 namesParticipation
94% this sessionObserved history
1 daily buildsFiling coverage
16/17 memberscredit / rates
“Average long-term borrowings increased $196.7 million, or 8.5%, primarily reflecting the December 2024 issuance of $500 million in senior notes due in 2030, partially offset by the maturity of $350 million in senior notes in August 2025.”
FNB 10-Q
demand / volume
“64 Following is a summary of deposits: TABLE 14 (dollars in millions) March 31, 2026 December 31, 2025 $ Change % Change Non-interest-bearing demand $ 10,003 $ 9,914 $ 89 0.9 % Interest-bearing demand 6,662 6,740 (78) (1.2) Money market 11,699 11,707 (8) (0.1) Savings 3,130 3,090 40 1.3 Certificates and other time deposits 7,407 7,308 99 1.4 Total deposits $ 38,901 $ 38,759 $ 142 0.4 % Total deposits increased $141.8 million, or 0.4%, from December 31, 2025, due to growth in new and existing customer relationships.”
FNB 10-Q
Regional Banks can stay leader-led if GBCI and the next software names fail to join while FNB keeps moving.
Connected, outside the group
No high-confidence filing-linked non-members are available for this group yet.
History
Historical cohort observations are not available yet.