Feed / GBCI

Glacier Bancorp, Inc.

GBCI

Financial Services · 45.87 -0.2% today

Isolated · not yet confirmedMarket checked 11 Sept, 15:55 GMT-4

Market read

Glacier Bancorp, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Company-0.2% todayVolume comparison unavailable
Market group0 of 12 activeRegional Banks · unavailable
Disclosed network0 of 0 confirmingRelationship data unavailable
What would change this read
  • Net interest margin rose 69 basis points year over year to 3.90%, helped by higher loan yields, loan mix, and lower-cost borrowings.
  • Quarterly interest expense and its portion attributable to higher-cost borrowings and deposit rates as reported each quarter.

Invalidation: The isolated read changes if GBCI's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • Net interest margin rose 69 basis points year over year to 3.90%, helped by higher loan yields, loan mix, and lower-cost borrowings.
  • Quarterly interest expense and its portion attributable to higher-cost borrowings and deposit rates as reported each quarter.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations328
Usable filing statements97
Verified relationships0
Evidence supporting the case
  • Latest annual revenue changed +7.5% year over year.
  • Net margin changed +34.2 percentage points in the latest annual period.
  • Operating cash flow covered net income at 1.57x in the latest annual period.
Evidence challenging the case
  • Diluted shares increased 5.9% in the latest annual period.
  • Macroeconomic conditions has repeated adverse evidence across 4 filings.
  • Credit and interest rates has repeated adverse evidence across 3 filings.
Questions before a position

No credible peer-relative valuation comparison is available yet.

Longer-term price context

Price as of Sep 11, 2026

45.87
6m+4.2%12m-5.5%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$65.2M+19.6%$2.86+4.7%
2022-12-31$82.8M+27.1%$2.74+11.5%
2023-12-31$88.5M+6.9%$2.01+0.1%
2024-12-31$94.0M+6.2%$1.68+2.1%
2025-12-31$101.1M+7.5%$1.99+5.9%

What management says matters

Persistent and emerging business drivers

Macroeconomic conditionsnegative · 4 filings
The allowance is impacted by loan volumes, delinquency status, credit ratings, historical loss experiences, estimated prepayment speeds, weighted average lives and other conditions influencing loss expectations, such as reasonable and supportable forecasts of…
10-Q · May 1, 2026
Restructuring and cost reductionsmixed · 4 filings
Due to the short-term nature of the Company’s contracts with customers, an insignificant amount of receivables related to such revenue was recorded at March 31, 2026 and December 31, 2025 and there were no impairment losses recognized.
10-Q · May 1, 2026
Credit and interest ratesnegative · 3 filings
The decrease from the prior year first quarter was primarily due to the increase in net interest income which outpaced the increase in non-interest expense.
10-Q · May 1, 2026
Legal and regulatory exposurenegative · 2 filings
Regulatory assessment and insurance expense of $17.2 million for the first nine months of 2025 decreased $1.1 million, or 6 percent, from the prior year first nine months primarily as a result of adjustments to the FDIC special assessment.
10-Q · Oct 31, 2025

Valuation discipline

Peer-relative valuation withheld

Jodie found no industry-matched filing peers suitable for a valuation comparison. It will not substitute broader financial-sector names.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

45.87-0.2% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for GBCI. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for GBCI. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind GBCI

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

GBCI is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.