6 names are moving together; 83% are participating in the current session.
Observed member paths adjusted against SPY. Shading marks the latest observation window.
| TICKER | Company | Sector | Today | Observed activity |
|---|---|---|---|---|
| CHYM | Chime Financial, Inc. | Technology | +1.6% | 2/4 observed active sessions |
| AFRM | Affirm Holdings, Inc. | Financial Services | -2.4% | 4/4 observed active sessions |
| UPST | Upstart Holdings, Inc. | Financial Services | +1.6% | 4/4 observed active sessions |
| KLAR | Klarna Group plc | Financial Services | -0.3% | 1/4 observed active sessions |
| DAVE | Dave Inc. | Technology | -1.0% | 4/4 observed active sessions |
| SEZL | Sezzle Inc. | Financial Services | -0.6% | 4/4 observed active sessions |
Cohort
6 namesParticipation
83% this sessionObserved history
12 daily buildsFiling coverage
5/6 memberscredit / rates affecting interest expense
“Net Interest Expense We incur interest expense on a continuous basis as a result of draws on our revolving line of credit to fund consumer notes receivable as well as our Delayed Settlement Incentive Program, whereby merchants may delay their payments owed by us in exchange for daily incentive payments.”
SEZL 10-K
demand / volume
“The increase in GMV was driven by increased usage of our subscription products and On-Demand; our focus on consumer acquisition, engagement, and retention through increased marketing and advertising initiatives; as well as changes to consumer underwriting.”
SEZL 10-K
credit / rates
“25 Table of Contents Our existing $225.0 million revolving credit facility is secured by our consumer notes receivable we choose to pledge and is subject to certain operating covenants.”
SEZL 10-K
This identity theme becomes less useful if activity narrows to one or two names instead of remaining broad across the cohort.
DAVEsupplier · Current intraday read unavailable
Filing receipt · FLO / DAVE
“Our principal products include breads, buns, rolls, snack items (bars, cakes, cookies, and crackers), bagels, English muffins, tortillas, and baking mixes and are sold u…”
DAVE · supplier
CHYMpartner · Not moving with the group now
Filing receipt · TBBK / CHYM
“10 For additional information about the risks to our business related to competition, see the section titled “Risk Factors—Risks Related to Our Business—We face substant…”
CHYM · partner
AFRMtext peer · Not moving with the group now
No filing excerpt is available for this relationship.
UPSTtext peer · Current intraday read unavailable
No filing excerpt is available for this relationship.
DAVEdistributor · Not moving with the group now
Filing receipt · MA / DAVE
“Members access funds via virtual or physical Dave branded Mastercard debit cards, with no-fee withdrawals at approximately 40,000 MoneyPass ATM locations.”
DAVE · distributor