“Treasury and Other Net loss decreased by $3.6 million or 21% in the first quarter of 2026 compared to the same period last year, primarily due to a decrease in net interest expense and an increase in noninterest income, partially offset by an increase in the provision for credit losses and an increase in noninterest expense.”
“Derivative financial instruments are also subject to credit and counterparty risk, which is defined as the risk of financial loss if a borrower or counterparty is either unable or unwilling to repay borrowings or settle transactions in accordance with the underlying contractual terms.”
“Consumer deposits increased by $63.6 million due to increases of $66.8 million in savings deposits, $30.5 million in non-interest bearing deposits, and $11.6 million in interest-bearing demand deposits, partially offset by a decrease of $45.3 million in time deposits.”