Credit and interest ratesmixed · 4 filings
“Finally, the average balance of noninterest-bearing deposits increased by $37.1 million from the three-month average as of March 31, 2026.”10-Q · May 8, 2026 ↗
TriCo Bancshares
TCBK
Market read
TriCo Bancshares's move is spreading beyond its market group.
No new filing conclusion is available. 6 of 13 group members are active now; 2 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
Company-1.3% todayVolume comparison unavailable
Market group6 of 13 activeRegional Banks · inactive
Disclosed network0 of 7 confirmingNo filing-linked name is confirming now
What would change this read
Watch this read- At least 9 of 13 durable members become active together.
- Capital-flow agreement rises above 55%.
- OCFC remains aligned with the group in the next market snapshot.
Invalidation: The live read weakens if participation falls to 4 of 13 members or fewer.
Research brief
The story so far
No new filing conclusion is available. 6 of 13 group members are active now; 2 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- At least 9 of 13 durable members become active together.
- Capital-flow agreement rises above 55%.
- OCFC remains aligned with the group in the next market snapshot.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods9
Price observations332
Usable filing statements60
Verified relationships1
Evidence supporting the case
- Net margin changed +3.7 percentage points in the latest annual period.
- Operating cash flow covered net income at 1.10x in the latest annual period.
Evidence challenging the case
- Credit and interest rates has repeated adverse evidence across 4 filings.
Questions before a position
- P/E is 16% above the available filing-peer median; determine whether growth and quality justify the difference.
- EV/sales is 53% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context
Price as of Sep 29, 2026
51.666m+12.4%12m+15.6%24m—
Annual trajectory
Reported annual revenue and per-share history. This is accounting history, not a forecast.
PeriodRevenueYoYDiluted EPSShare change
2021-12-31$43.9M+15.7%$3.94-0.5%
2022-12-31$49.8M+13.2%$3.83+9.5%
2023-12-31$50.1M+0.6%$3.52+1.9%
2024-12-31$51.3M+2.5%$3.46-0.4%
2025-12-31$53.4M+4.1%$3.70-1.1%
What management says matters
Persistent and emerging business drivers
Restructuring and cost reductionsmixed · 2 filings
“Because management believes the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell and more likely than not will not be required to sell, there is no impairment on these s…”10-Q · Nov 10, 2025 ↗
Demand and volumepositive · 1 filings
“Deposit balances increased by $170.5 million or 8.3% annualized during the period, primarily due to increases in demand and savings deposit accounts.”10-Q · Aug 11, 2025 ↗
Supply chain and availabilitymixed · 1 filings
“When consideration includes a variable component, the amount of consideration attributable to variability is included in the transaction price only to the extent it is probable that significant revenue recognized will not be reversed when uncertainty associat…”10-K · Mar 2, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 31.8× · EV/sales 28.8×. Comparisons use only industry-matched filing peers.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
51.20-1.3% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 30 Sept, 11:35 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for TCBK. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for TCBK. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind TCBK
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 7 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
TCBK is currently a Participant in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.