Feed / PYPL

PayPal Holdings, Inc.

PYPL

Financial Services · 53.32 +2.1% today

Isolated · not yet confirmedMarket checked 10 Sept, 15:55 GMT-4

Market read

PayPal Holdings, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 1 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 15 directly disclosed connections are confirming.

Company+2.1% todayVolume comparison unavailable
Market group0 of 1 activeDigital Payments · unavailable
Disclosed network0 of 8 confirmingNo filing-linked name is confirming now
What would change this read
  • PYPL's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if PYPL's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Credit Services

No new filing conclusion is available. 0 of 1 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 15 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • PYPL's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations601
Usable filing statements132
Verified relationships8
Evidence supporting the case
  • Operating margin changed +1.5 percentage points in the latest annual period.
  • Net margin changed +2.7 percentage points in the latest annual period.
Evidence challenging the case
  • Credit and interest rates has repeated adverse evidence across 4 filings.
  • Restructuring and cost reductions has repeated adverse evidence across 4 filings.
Questions before a position
  • P/E is 20% below the available filing-peer median; determine whether growth and quality justify the difference.
  • EV/sales is 78% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 10, 2026

53.32
6m+17.0%12m-21.2%24m-26.0%
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$25.4B+18.3%$3.52-0.1%
2022-12-31$27.5B+8.5%$2.09-2.4%
2023-12-31$29.8B+8.2%$3.84-4.4%
2024-12-31$31.8B+6.8%$3.99-6.1%
2025-12-31$33.2B+4.3%$5.41-6.8%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesmixed · 4 filings
Financing activities Net cash used in financing activities increased $1.6 billion in the three months ended March 31, 2026 compared to the same period of the prior year due primarily to an increase of approximately $930 million in repayments of borrowings und…
10-Q · May 5, 2026
Restructuring and cost reductionsmixed · 4 filings
As such, we expect volatility to our net income (loss) in future periods due to changes in observable prices and impairment related to our non-marketable equity securities accounted for under the Measurement Alternative.
10-Q · May 5, 2026
Supply chain and availabilitynegative · 4 filings
Changes in the fair value of our available-for-sale debt securities resulting from such interest rate changes are reported as a component of accumulated other comprehensive income (“AOCI”) and are realized only if we sell the securities prior to their schedul…
10-Q · May 5, 2026
Foreign exchangenegative · 3 filings
The gains and losses due to remeasurement of certain foreign currency denominated monetary assets and liabilities are recorded in other income (expense), net, which are offset by the gains and losses on these foreign exchange contracts.
10-K · Feb 3, 2026

Valuation discipline

Descriptive valuation snapshot

Price/sales 1.6× · EV/sales 1.6×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

53.32+2.1% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for PYPL. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for PYPL. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind PYPL

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depended on by

SYFSynchrony FinancialpartnerApr 23, 2026

Our Digital sales platform includes key partners delivering digital payment solutions, such as PayPal, including our Venmo program, online marketplaces, such as Amazon, and digital-first brands and merchants, such as the QVC Group, Inc., Verizon and Virgin Re…

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 19 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

PYPL is currently a Leader in the organic co-movement group Digital Payments. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.

This group is retained as the last observed read for PYPL; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.