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Provident Financial Services, Inc.

PFS

Financial Services · 22.14 -0.4% today

Partial group confirmationMarket checked 1 Oct, 14:40 GMT-4

Market read

Provident Financial Services, Inc.'s move is spreading beyond its market group.

PFS accounts for 10.0% of the group's measured movement across 6.5 effective names. all 9 measured members are falling in raw terms, but 8 of 9 session-normalized paths align to the downside. Capital-flow agreement is 40%, so confirmation is not yet clean. No verified headline preceded the measured group move.

MOVE ANATOMY

Is this move genuinely shared?

Session-normalized 5m paths
Role in the moveAligned contributor#5 of 9 by movement share
Group movement share10.0%Absolute path energy—not portfolio weight
Relative path-0.75%aligned
Effective breadth6.5 / 9broad
Relative alignment8/9downside path · 1 counter-moving
Capital-flow agreement40%not yet clean
SEQUENCE READ

FLG, FCF, EBC moved materially before PFS. PFS crossed its material path threshold at 10:00 ET. NWBI, BKU, PEBO followed.

EVIDENCE COVERAGE

5 of 9 members in Regional Banks are active. 0 of 1 disclosed connections are confirming.

What would change this read
  • At least 6 of 9 durable members become active together.
  • Capital-flow agreement rises above 55%.
  • ONB remains aligned with the group in the next market snapshot.

Invalidation: The live read weakens if participation falls to 3 of 9 members or fewer.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

PFS accounts for 10.0% of the group's measured movement across 6.5 effective names. all 9 measured members are falling in raw terms, but 8 of 9 session-normalized paths align to the downside. Capital-flow agreement is 40%, so confirmation is not yet clean. No verified headline preceded the measured group move.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • At least 6 of 9 durable members become active together.
  • Capital-flow agreement rises above 55%.
  • ONB remains aligned with the group in the next market snapshot.

Company research

Understand the business, not just the ticker

As of Oct 1, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations341
Usable filing statements138
Verified relationships1
Evidence supporting the case
  • Latest annual revenue changed +7.1% year over year.
  • Net margin changed +229.1 percentage points in the latest annual period.
Evidence challenging the case
  • Diluted shares increased 19.0% in the latest annual period.
  • Credit and interest rates has repeated adverse evidence across 5 filings.
  • Demand and volume has repeated adverse evidence across 4 filings.
Questions before a position
  • P/E is 31% below the available filing-peer median; determine whether growth and quality justify the difference.
  • EV/sales is 56% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 30, 2026

22.14
6m+4.6%12m+14.3%24m—
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$57.6M+26.4%$2.19+10.0%
2022-12-31$55.0M-4.5%$2.35-2.3%
2023-12-31$57.5M+4.6%$1.71+0.1%
2024-12-31$68.3M+18.7%$1.05+46.5%
2025-12-31$73.1M+7.1%$2.23+19.0%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesmixed · 5 filings
“Partially offsetting these increases to non-interest expense, amortization of intangibles decreased $1.9 million to $17.1 million for the six months ended June 30, 2026, compared to $19.0 million for the six months ended June 30, 2025, largely due to a schedu…”
10-Q · Aug 7, 2026 ↗
Demand and volumenegative · 4 filings
“The increase in savings and demand deposits was largely attributable to a $351.4 million increase in money market deposits and a $94.1 million increase in non-interest bearing demand deposits, partially offset by a $328.7 million decrease in interest bearing…”
10-Q · Aug 7, 2026 ↗
Capital investment and capacitymixed · 1 filings
“The ability of our subsidiaries to pay dividends is subject to legal and regulatory limitations, profitability, financial condition, capital expenditures and other cash flow requirements.”
10-K · Feb 27, 2026 ↗
Legal and regulatory exposurenegative · 1 filings
“The ability of our subsidiaries to pay dividends is subject to legal and regulatory limitations, profitability, financial condition, capital expenditures and other cash flow requirements.”
10-K · Feb 27, 2026 ↗

Valuation discipline

Descriptive valuation snapshot

Price/sales 39.5× · EV/sales 36.7×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

22.14-0.4% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 1 Oct, 14:40 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for PFS. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for PFS. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind PFS

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

TBBKThe Bancorp, Inc.partnerFeb 27, 2026 ▾

“The Bank has a 401(k) plan, and in connection with the merger with Lakeland assumed the Lakeland Bancorp, Inc.”

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 4 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

PFS is currently a Participant in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 1 filing-linked name are in the relationship map; none is currently confirmed as moving with the group.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.