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FirstCash Holdings, Inc.

FCFS

Financial Services · 227.34 +0.1% today

Isolated · not yet confirmedMarket checked 10 Sept, 15:55 GMT-4

Market read

FirstCash Holdings, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 1 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Company+0.1% todayVolume comparison unavailable
Market group0 of 1 activePawn Shops · unavailable
Disclosed network0 of 2 confirmingNo filing-linked name is confirming now
What would change this read
  • FCFS's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if FCFS's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Credit Services

No new filing conclusion is available. 0 of 1 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • FCFS's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations327
Usable filing statements142
Verified relationships2
Evidence supporting the case
  • Latest annual revenue changed +10.7% year over year.
  • Net margin changed +2.6 percentage points in the latest annual period.
  • Credit and interest rates has repeated favorable evidence across 4 filings.
  • Demand and volume has repeated favorable evidence across 4 filings.
Evidence challenging the case

No qualifying adverse evidence was identified; that is not proof there is no downside.

Questions before a position
  • P/E is 68% above the available filing-peer median; determine whether growth and quality justify the difference.
  • EV/sales is 46% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 10, 2026

227.34
6m+18.2%12m+55.2%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$1.1B+5.5%$3.04-1.4%
2022-12-31$1.3B+11.2%$5.36+15.4%
2023-12-31$1.4B+9.5%$4.80-3.5%
2024-12-31$1.5B+9.1%$5.73-1.1%
2025-12-31$1.7B+10.7%$7.42-1.4%

What management says matters

Persistent and emerging business drivers

Legal and regulatory exposuremixed · 5 filings
Corporate Expenses and Taxes Administrative expenses increased 23% to $132.6 million during the six months ended June 30, 2026 compared to $107.8 million during the six months ended June 30, 2025, primarily due to the addition of administrative expenses of H&…
10-Q · Jul 27, 2026
Macroeconomic conditionsmixed · 5 filings
The Company intends to continue repurchases under its active share repurchase program, including through open market transactions under trading plans in accordance with Rule 10b5-1 and Rule 10b-18 under the Securities Exchange Act of 1934, as amended (the “Ex…
10-Q · Jul 27, 2026
Credit and interest ratespositive · 4 filings
41 Table of Contents Interest expense increased 31% to $70.2 million during the six months ended June 30, 2026 compared to $53.8 million for the six months ended June 30, 2025, primarily due to increased outstanding long-term debt balances.
10-Q · Jul 27, 2026
Demand and volumepositive · 4 filings
The increase in constant currency total and same-store retail sales was primarily due to strong demand for value priced merchandise and increased inventory levels during the six months ended June 30, 2026 compared to the six months ended June 30, 2025.
10-Q · Jul 27, 2026

Valuation discipline

Descriptive valuation snapshot

Price/sales 6.1× · EV/sales 7.3×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

227.34+0.1% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for FCFS. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for FCFS. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind FCFS

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

FMXFomento Económico Mexicano, S.A.B. de C.V.investeeFeb 9, 2026

F-27 Revolving Unsecured Uncommitted Credit Facility As of December 31, 2025, the Company’s primary subsidiary in Mexico, First Cash S.A.

Depended on by

EZPWEZCORP, Inc.competitorNov 13, 2025

There is one U.S.

Filing peers

No filing peers are available for this name yet.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

FCFS is currently a Leader in the organic co-movement group Pawn Shops. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 2 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.

This group is retained as the last observed read for FCFS; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.