Feed / EZPW

EZCORP, Inc.

EZPW

Financial Services · 32.47 +0.0% today

Isolated · not yet confirmedMarket checked 11 Sept, 15:55 GMT-4

Market read

EZCORP, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 26 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Company+0.0% todayVolume comparison unavailable
Market group0 of 26 activeIndustrial & Healthcare Solutions · unavailable
Disclosed network0 of 2 confirmingNo filing-linked name is confirming now
What would change this read
  • EZPW's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if EZPW's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Credit Services

No new filing conclusion is available. 0 of 26 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • EZPW's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Sep 12, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations320
Usable filing statements103
Verified relationships2
Evidence supporting the case
  • Latest annual revenue changed +9.7% year over year.
  • Operating margin changed +2.0 percentage points in the latest annual period.
  • Net margin changed +1.4 percentage points in the latest annual period.
  • Credit and interest rates has repeated favorable evidence across 3 filings.
  • Demand and volume has repeated favorable evidence across 3 filings.
Evidence challenging the case

No qualifying adverse evidence was identified; that is not proof there is no downside.

Questions before a position

No credible peer-relative valuation comparison is available yet.

Longer-term price context

Price as of Sep 11, 2026

32.47
6m+19.5%12m+96.5%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-09-30$729.6M-11.3%$0.15+1.1%
2022-09-30$886.2M+21.5%$0.70+47.3%
2023-09-30$1.0B+18.4%$0.53-1.9%
2024-09-30$1.2B+10.7%$1.10+4.4%
2025-09-30$1.3B+9.7%$1.42-1.3%

What management says matters

Persistent and emerging business drivers

Capital investment and capacitynegative · 4 filings
The $42.8 million increase in cash flows used in investing activities year-over-year was primarily due to a $39.1 million increase in net pawn lending outflows and a $45.3 million increase in net cash flows used related to acquisitions, investments and capita…
10-Q · May 6, 2026
Credit and interest ratespositive · 3 filings
Interest expense increased $10.1 million or 157%, primarily driven by the issuance of 2032 Senior Notes in the second quarter fiscal 2025.
10-Q · May 6, 2026
Demand and volumepositive · 3 filings
On a same-store basis, PLO increased 25% (15% increase on a constant currency basis) due to strong loan demand and improved operational performance.
10-Q · May 6, 2026
Input and raw-material costsmixed · 3 filings
General and administrative expenses increased $11.9 million or 24%, primarily due to labor costs (including higher incentive compensation) and expenses associated with SMG.
10-Q · May 6, 2026

Valuation discipline

Peer-relative valuation withheld

Jodie found no industry-matched filing peers suitable for a valuation comparison. It will not substitute broader financial-sector names.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

32.47+0.0% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for EZPW. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for EZPW. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind EZPW

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

COHNFiling-linked nameinvesteeNov 13, 2025

Cohen is the sole stockholder of MS Pawn Corporation, which is the general partner of MS Pawn Limited Partnership, the owner of 100% of the outstanding shares of our Class B Voting Common Stock.

FCFSFirstCash Holdings, Inc.competitorNov 13, 2025

There is one U.S.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

EZPW is currently a Leader in the organic co-movement group Industrial & Healthcare Solutions. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 2 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.

This group is retained as the last observed read for EZPW; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.