credit / rates affecting interest expense
“The increase in interest expense on customer deposits was driven by increased customer deposits which in turn fund our loans held for investment in our U.K. banking operations.”
BETR 10-Q
Confirmed
Consumer Cyclical & Financials
10 names are moving together; 40% are participating in the current session.
30 observed daily builds
Co-movement
Observed member paths adjusted against SPY. Shading marks the latest observation window.
Members
| TICKER | Company | Sector | Today | Observed activity |
|---|---|---|---|---|
| TEM | Tempus AI, Inc. | Healthcare | -1.0% | Group member |
| TAL | TAL Education Group | Consumer Defensive | +1.2% | Group member |
| NVO | Novo Nordisk A/S | Healthcare | -8.7% | Group member |
| ILMN | Illumina, Inc. | Healthcare | -0.1% | Most structurally connected |
| BETR | Better Home & Finance Holding C | Financial Services | — | Group member |
| CYRX | CryoPort, Inc. | Industrials | — | Group member |
| DCTH | Delcath Systems, Inc. | Healthcare | — | Group member |
| HOTH | Hoth Therapeutics, Inc. | Healthcare | — | Group member |
| PACB | Pacific Biosciences of Californ | Healthcare | — | Group member |
| RKTO | Rocket One Inc. | Technology | — | Group member |
Why we believe this
Cohort
10 namesParticipation
40% this sessionObserved history
39 daily buildsFiling coverage
7/10 membersrestructuring affecting expense
“The decrease in lease costs was primarily driven by our real estate footprint reduction initiatives that began in 2021 in connection with restructuring and headcount reductions, as well as lease expirations and space rationalization efforts.”
BETR 10-K
restructuring
“These decreases were partially offset by an increase in impairment charges in 2025.”
BETR 10-K
This identity theme becomes less useful if activity narrows to one or two names instead of remaining broad across the cohort.
Connected, outside the group
GRAL
ILMNsupplier · Current intraday read unavailable
Filing receipt · GRAL / ILMN
“For example, Illumina, Inc.”
ILMN · supplier
NTRA
ILMNsupplier · Not moving with the group now
Filing receipt · NTRA / ILMN
“For example, our molecular diagnostics tests are currently only validated to perform on Illumina’s sequencing platform; in addition, Illumina is currently the sole suppl…”
ILMN · supplier
CDNA
ILMNsupplier · Current intraday read unavailable
Filing receipt · CDNA / ILMN
“These sole source suppliers include Thermo Fisher Scientific, Inc., or Thermo Fisher, which supplies us with instruments, laboratory reagents and consumables; Roche Mole…”
ILMN · supplier
AZN
TEMcustomer · Current intraday read unavailable
Filing receipt · AZN / TEM
“We issued a warrant to our customer AstraZeneca in conjunction with the signing of the MSA in November 2021.”
TEM · customer
PSNL
TEMpartner · Current intraday read unavailable
Filing receipt · PSNL / TEM
“We also have a collaboration with Tempus that enables Tempus to market our NeXT Personal ® Dx test to physicians for breast cancer, lung cancer, colorectal cancer and im…”
TEM · partner
History
2026-06-1010 names in the durable cohort
2026-06-033 names in the durable cohort
2026-06-023 names in the durable cohort
2026-06-012 names in the durable cohort
2026-05-292 names in the durable cohort
2026-05-282 names in the durable cohort
2026-05-272 names in the durable cohort
2026-05-262 names in the durable cohort
2026-05-222 names in the durable cohort
2026-05-212 names in the durable cohort
2026-05-202 names in the durable cohort
2026-05-192 names in the durable cohort
2026-05-182 names in the durable cohort
2026-05-153 names in the durable cohort
2026-05-143 names in the durable cohort
2026-05-132 names in the durable cohort
2026-05-122 names in the durable cohort
2026-05-112 names in the durable cohort
2026-05-072 names in the durable cohort
2026-05-062 names in the durable cohort
2026-05-012 names in the durable cohort
2026-04-2916 names in the durable cohort
2026-04-289 names in the durable cohort
2026-04-2717 names in the durable cohort
2026-04-247 names in the durable cohort
2026-04-234 names in the durable cohort
2026-04-215 names in the durable cohort
2026-04-204 names in the durable cohort
2026-04-175 names in the durable cohort
2026-04-166 names in the durable cohort