Themes / Group
Building · newly observed relationshipLatest completed snapshot · Sep 11 · 11:20 ET

MARKET-DISCOVERED GROUP

Regional Banks · HTH

THE TRADER READShared activity without a clean directional read

Price direction is split across 15 measured members. Capital-flow confirmation is unavailable.

Price breadth8 up · 5 downRelative median unavailable
Capital-flow alignmentUnavailablePrice breadth is not yet confirmed by flow
Activity nowLow_pressureActivity score 25/100
Evidence depth0 support daysLow sample—context, not a validated playbook
EVIDENCE CLOCK

What happened, in timestamp order

0 timed events
TIMING READA causal timing read is unavailable because no material member price onset could be timestamped.

No session event has enough timestamp precision to place on the clock.

2 earlier filing context receipts

THU, JUL 23HTH filing documented shared operating contextcredit / rates affecting interest expense · date precision only

TUE, AUG 4CBSH filing documented shared operating contextcredit / rates affecting interest expense · date precision only

Headline times and retained activity confirmations are point-in-time evidence. Price order is inferred from aligned 5-minute bars. Filing evidence has date precision only and is context, not an intraday catalyst claim.

01 · WHAT IS HAPPENING

The move, the flow and who is driving it

Price breadth, unusual activity and signed capital flow are separate observations
Price sequence unavailableA timestamped price sequence is unavailable.
RELATIVE CO-MOVEMENT

How the members are behaving together

Session-normalized

Observed intraday paths are not available for this group yet.

02 · WHY IT MATTERS

Why now and where the move could travel

Context and lead/lag links are evidence, not proof of causation or a forecast
WHY NOW

Verified recent context

0 items

No verified recent catalyst is attached to this move. The relationship may be market-led rather than news-led.

WHY THIS GROUP EXISTS

Shared filing context

13/15 members covered

Moderate filing support: the strongest shared 10-Q/K outlook is operating setup (near-term outlook) across FFIN, HOMB, HTH, IBOC, SFNC, UBSI, UCB.

credit / rates affecting interest expense

“The loss before income taxes was primarily due to a decrease in noninterest income, partially offset by decreases in noninterest expense and net interest expense.”

HTH 10-Q · 2026-07-24
credit / rates

“The increase in short-term borrowings at June 30, 2026, compared with December 31, 2025, primarily reflected increases in federal funds purchased by the banking segment, short-term bank loans and securities sold under agreements to repurchase by the broker-dealer segment, partially offset by a decrease in commercial paper by the broker-dealer segment.”

HTH 10-Q · 2026-07-24
restructuring

“This cost reduction was partially offset by competitive pressures and the reallocation of funds from noninterest-bearing to interest-bearing accounts.”

HTH 10-Q · 2025-10-24
CONFIRMATION NETWORK

Outsiders and cross-asset links

0 outsiders confirming
RNST → UVXYPositive historical lead/lag · strength 0.36
RNST → SLVInverse historical lead/lag · strength -0.26

Filing-linked outsiders test whether the move is spreading beyond the established cohort.

No high-confidence filing-linked outsiders are available for this group yet.

03 · WHO IS IN IT

Member participation

Unusual activity and daily price direction are shown separately
HWCUBSISFNCOZKRNSTCBSHFFINFBKHOMBUCBTOWNIBOCINDBNBTBHTH

4/15 active9 rising · 6 falling

MemberUnusual activityToday's moveRead now
HWCHancock Whitney Corporation
Elevated · 100/100
+1.2%
Active; unclassifiedHistorical role unavailable
UBSIUnited Bankshares, Inc.
Elevated · 88/100
-0.3%
Active; unclassifiedHistorical role unavailable
SFNCSimmons First National Corporation
Elevated · 81/100
+0.2%
Active; unclassifiedHistorical role unavailable
OZKBank OZK
Elevated · 65/100
+0.6%
Active; unclassifiedHistorical role unavailable
RNSTRenasant Corporation
Elevated · 58/100
+0.5%
Active; unclassifiedHistorical role unavailable
CBSHCommerce Bancshares, Inc.
Elevated · 49/100
+0.0%
Active; unclassifiedHistorical role unavailable
FFINFirst Financial Bankshares, Inc.
Elevated · 48/100
+0.3%
Active; unclassifiedHistorical role unavailable
FBKFB Financial Corporation
Elevated · 47/100
-0.3%
Active; unclassifiedHistorical role unavailable
HOMBHome BancShares, Inc.
Elevated · 38/100
+0.7%
Active; unclassifiedHistorical role unavailable
UCBUnited Community Banks, Inc.
Elevated · 35/100
+0.5%
Active; unclassifiedHistorical role unavailable
TOWNTowneBank
Elevated · 31/100
-0.2%
Active; unclassifiedHistorical role unavailable
IBOCInternational Bancshares Corporation
Elevated · 29/100
-0.1%
Active; unclassifiedHistorical role unavailable
INDBIndependent Bank Corp.
Elevated · 29/100
-0.0%
Active; unclassifiedHistorical role unavailable
NBTBNBT Bancorp Inc.
Elevated · 28/100
+0.2%
Active; unclassifiedHistorical role unavailable
HTHHilltop Holdings Inc.
Most unusual · 25/100
-0.4%
Active; unclassifiedHistorical role unavailable
View exact member values
TICKERCompanyRole nowTodayObserved historyTrader interpretation
HWCHancock Whitney CorporationParticipating+1.2%—Price participation is not yet confirmed by per-name flow.
UBSIUnited Bankshares, Inc.Participating-0.3%—Price participation is not yet confirmed by per-name flow.
SFNCSimmons First National CorporationParticipating+0.2%—Price participation is not yet confirmed by per-name flow.
OZKBank OZKParticipating+0.6%—Price participation is not yet confirmed by per-name flow.
RNSTRenasant CorporationParticipating+0.5%—Price participation is not yet confirmed by per-name flow.
CBSHCommerce Bancshares, Inc.Participating+0.0%—Price participation is not yet confirmed by per-name flow.
FFINFirst Financial Bankshares, Inc.Participating+0.3%—Price participation is not yet confirmed by per-name flow.
FBKFB Financial CorporationParticipating-0.3%—Price participation is not yet confirmed by per-name flow.
HOMBHome BancShares, Inc.Participating+0.7%—Price participation is not yet confirmed by per-name flow.
UCBUnited Community Banks, Inc.Participating+0.5%—Price participation is not yet confirmed by per-name flow.
TOWNTowneBankParticipating-0.2%—Price participation is not yet confirmed by per-name flow.
IBOCInternational Bancshares CorporationParticipating-0.1%—Price participation is not yet confirmed by per-name flow.
INDBIndependent Bank Corp.Participating-0.0%—Price participation is not yet confirmed by per-name flow.
NBTBNBT Bancorp Inc.Participating+0.2%—Price participation is not yet confirmed by per-name flow.
HTHHilltop Holdings Inc.Most unusual-0.4%—Most unusual activity in this snapshot; performance direction may differ.

04 · HAS THIS HAPPENED BEFORE

Identity history versus measured outcomes

Structural recurrence is not the same as a validated trading outcome
POINT-IN-TIME LIVE OUTCOMES

Live outcome ledger collecting

0/0 events completed

No completed point-in-time outcome is available yet. New live confirmations are now retained with their exact observation timestamp; statistics appear only after the corresponding candles complete.

No point-in-time live observations have completed yet.
Low structural sample

Only 0 completed episodes across 0 active sessions; treat history as context, not a validated playbook. These episode counts describe recurrence; the outcome ledger above is the only forward-performance evidence.

Structural support0 daysHow often the cohort identity was observed
Completed episodes0Separate periods of broad group activity
Active sessions0Completed session observations, not trades

Historical cohort observations are not available yet.