credit / rates affecting interest expense
“Interest expense on deposits decreased $38.1 million, reflecting lower rates across all deposit categories.”
FRME 10-K
Confirmed
Regional Banks · FRME
19 names are moving together; 95% are participating in the current session.
Co-movement
Observed intraday paths are not available for this group yet.
Members
| TICKER | Company | Sector | Today | Observed activity |
|---|---|---|---|---|
| UBSI | United Bankshares, Inc. | Financial Services | +0.1% | Group member |
| TRMK | Trustmark Corporation | Financial Services | -0.2% | Group member |
| SFNC | Simmons First National Corporat | Financial Services | -0.4% | Group member |
| CATY | Cathay General Bancorp | Financial Services | -0.5% | Group member |
| PFS | Provident Financial Services, I | Financial Services | +0.0% | Group member |
| FRME | First Merchants Corporation | Financial Services | -0.1% | Most structurally connected |
| BUSE | First Busey Corporation | Financial Services | +0.1% | Group member |
| CVBF | CVB Financial Corporation | Financial Services | +0.6% | Group member |
| PRK | Park National Corporation | Financial Services | +0.7% | Group member |
| FFIN | First Financial Bankshares, Inc | Financial Services | -0.2% | Group member |
| NBTB | NBT Bancorp Inc. | Financial Services | -0.2% | Group member |
| TOWN | Towne Bank | Financial Services | -0.3% | Group member |
| CBU | Community Financial System, Inc | Financial Services | +0.2% | Group member |
| BANF | BancFirst Corporation | Financial Services | -0.3% | Group member |
| FBNC | First Bancorp | Financial Services | -0.5% | Group member |
| FBK | FB Financial Corporation | Financial Services | +3.2% | Group member |
| IBOC | International Bancshares Corpor | Financial Services | -0.9% | Group member |
| HTH | Hilltop Holdings Inc. | Financial Services | +0.2% | Group member |
| INDB | Independent Bank Corp. | Financial Services | +0.9% | Group member |
| WAFD | WaFd, Inc. | Financial Services | -0.3% | Group member |
Why we believe this
Cohort
19 namesParticipation
95% this sessionObserved history
1 daily buildsFiling coverage
19/20 memberscredit / rates
“Subordinated debentures and other borrowings decreased $35.9 million due to the repayment of $30.0 million of Level One subordinated notes and $5.0 million of Fixed-to-Floating Rate Senior Notes due 2028 (“Senior Debt”) during 2025.”
FRME 10-K
demand / volume
“Total average interest-bearing deposits increased $396.0 million, primarily due to increases in money market deposits and interest-bearing demand deposits, partially offset by reductions in certificates and other time deposits and savings deposits.”
FRME 10-Q
Regional Banks can stay leader-led if CATY and the next software names fail to join while FRME keeps moving.
Connected, outside the group
No high-confidence filing-linked non-members are available for this group yet.
History
Historical cohort observations are not available yet.