Feed / UPBD

Upbound Group, Inc.

UPBD

Technology · 18.19 +0.5% today

Isolated · not yet confirmedMarket checked 10 Sept, 15:55 GMT-4

Market read

Upbound Group, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 19 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Company+0.5% todayVolume comparison unavailable
Market group0 of 19 activeConsumer Health & Finance · unavailable
Disclosed network0 of 2 confirmingNo filing-linked name is confirming now
What would change this read
  • UPBD's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if UPBD's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Technology · Software - Application

No new filing conclusion is available. 0 of 19 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • UPBD's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations319
Usable filing statements159
Verified relationships2
Evidence supporting the case
  • Latest annual revenue changed +8.7% year over year.
  • Operating cash flow covered net income at 4.17x in the latest annual period.
  • Demand and volume has repeated favorable evidence across 4 filings.
  • Credit and interest rates has repeated favorable evidence across 3 filings.
  • Input and raw-material costs has repeated favorable evidence across 3 filings.
  • Labor availability and costs has repeated favorable evidence across 3 filings.
Evidence challenging the case
  • Operating margin changed -2.0 percentage points in the latest annual period.
  • Net margin changed -1.3 percentage points in the latest annual period.
  • Diluted shares increased 4.8% in the latest annual period.
Questions before a position

No credible peer-relative valuation comparison is available yet.

Longer-term price context

Price as of Sep 10, 2026

18.19
6m-15.2%12m-30.2%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$4.6B+62.9%$2.02+19.9%
2022-12-31$4.2B-7.4%$0.21-11.8%
2023-12-31$4.0B-6.0%$-0.09-6.8%
2024-12-31$4.3B+8.2%$2.21+1.7%
2025-12-31$4.7B+8.7%$1.25+4.8%

What management says matters

Persistent and emerging business drivers

Demand and volumepositive · 4 filings
In contrast, our cash expenditures for our merchandise purchases for the fiscal year are generally the highest beginning in the latter part of the third quarter through the fourth quarter, primarily as a result of holiday promotions that lead to increased dem…
10-Q · May 1, 2026
Credit and interest ratespositive · 3 filings
Cash provided by (used in) financing activities increased by $250.0 million to $156.5 million in 2025, compared to $(93.5) million in 2024, primarily due to an increase in borrowings under the ABL Credit Facility of $456.0 million, partially offset by an incr…
10-K · Feb 23, 2026
Input and raw-material costspositive · 3 filings
Operating profit increased approximately $39.4 million for the year ended December 31, 2025, primarily due to an increase in gross profit of $60.3 million and decreases in operating labor costs and other gains and charges of $4.4 million and $1.7 million, res…
10-K · Feb 23, 2026
Labor availability and costspositive · 3 filings
Operating profit increased approximately $39.4 million for the year ended December 31, 2025, primarily due to an increase in gross profit of $60.3 million and decreases in operating labor costs and other gains and charges of $4.4 million and $1.7 million, res…
10-K · Feb 23, 2026

Valuation discipline

Peer-relative valuation withheld

Jodie found no industry-matched filing peers suitable for a valuation comparison. It will not substitute broader financial-sector names.

Scenario scaffold

Mechanical 2.0-year scenarios are available as editable assumptions, not consensus.

Price action

How the market is pricing the story

18.19+0.5% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for UPBD. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for UPBD. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind UPBD

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

WHRWhirlpool CorporationsupplierFeb 23, 2026

However, any termination or disruption to our relationship with Ashley Furniture Industries, Whirlpool or other significant suppliers could materially adversely impact our results.

JPMJPMorgan Chase & Co.lenderMay 1, 2026

On February 17, 2021, we also entered into a term loan credit agreement with JPMorgan Chase Bank, N.A., as administrative agent, and lenders party thereto, that provides for a seven-year $875 million senior secured term loan facility (as most recently amended…

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

UPBD is currently a Follower in the organic co-movement group Consumer Health & Finance. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 2 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.

This group is retained as the last observed read for UPBD; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.