“This was due to a combination of increased debt repayments of $308.1 million, decreased finance lease payments of $11.4 million, an increase in cash from borrowings of $268.2 million, an increase in net annuity withdrawals from Life Insurance of $48.6 million…”10-Q · Aug 5, 2026 ↗
U-Haul Holding Company
UHAL
Market read
U-Haul Holding Company's current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 39 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.
- Interest expense increased as U-Haul carried more debt and paid a higher average cost of debt.
- Reported interest expense for fiscal 2026 was $364.8M vs $295.7M in 2025, attributed to more outstanding debt and higher average cost of debt.
Invalidation: The isolated read changes if UHAL's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 39 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.
No thresholded supportive filing evidence is available yet.
No thresholded adverse filing evidence is available yet.
- Interest expense increased as U-Haul carried more debt and paid a higher average cost of debt.
- Reported interest expense for fiscal 2026 was $364.8M vs $295.7M in 2025, attributed to more outstanding debt and higher average cost of debt.
Company research
Understand the business, not just the ticker
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
- Operating cash flow covered net income at 21.59x in the latest annual period.
- Operating margin changed -40.6 percentage points in the latest annual period.
- Net margin changed -39.0 percentage points in the latest annual period.
No credible peer-relative valuation comparison is available yet.
Price as of Sep 10, 2026
63.34Reported annual revenue and per-share history. This is accounting history, not a forecast.
What management says matters
Persistent and emerging business drivers
“These increases were offset by a decrease of $16.5 million due to non-recurring costs associated with our transition to a new box supplier in the second quarter of fiscal 2025.”10-Q · Feb 4, 2026 ↗
Valuation discipline
Peer-relative valuation withheld
Jodie found no industry-matched filing peers suitable for a valuation comparison. It will not substitute broader financial-sector names.
No usable price/earnings or price/sales multiple (need a fresh price).
Price action
How the market is pricing the story
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 09:30 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for UHAL. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for UHAL. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind UHAL
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
FFord Motor CompanysupplierMay 27, 2026 ▾
“Over the last 30 years, we have purchased the majority of our rental trucks from Ford Motor Company and General Motors Corporation.”
GMGeneral Motors CompanysupplierMay 27, 2026 ▾
“Over the last 30 years, we have purchased the majority of our rental trucks from Ford Motor Company and General Motors Corporation.”
Depended on by
CARAvis Budget Group, Inc.competitorFeb 19, 2026 ▾
“Our Budget Truck operations in the United States competes with several other local, regional and nationwide truck rental companies including U-Haul International, Inc., Penske Truck Leasing Corporation, Ryder System, Inc., Enterprise Truck Rental, and Hertz G…”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 4 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
UHAL is currently a Follower in the organic co-movement group Diagnostics & Defense. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 3 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.
This group is retained as the last observed read for UHAL; it is not active in the latest market snapshot.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.