TransUnion

Filing receipts

“The increase was due primarily to the replacement of our hedges in June 2025 and borrowing on our Senior Secured Revolving Credit Facility to fund the acquisition of a majority ownership interest in Trans Union de Mexico, partially offset by a decrease in the average periodic variable interest rate on the unhedged portion of our debt .”

“patented intellectual property; • our ability to defend our intellectual property from infringement claims by third parties; • the ability of our outside service providers and key vendors to fulfill their obligations to us; • further consolidation in our end-customer markets; • the increased availability of free or inexpensive consumer information; • losses against which we do not insure; • our ability to make timely payments of principal and interest on our indebtedness; • our ability to satisfy covenants in the agreements governing our indebtedness; • our ability to maintain our liquidity; • stock price volatility; • share repurchase plans; • dividend rate; • our reliance on key managemen...”

“Because of these limitations, these non-GAAP financial measures should not be considered in isolation or as substitutes for performance measures calculated in accordance with GAAP, including operating income, operating margin, effective tax rate, net income attributable to the Company, diluted earnings per share or cash provided by operating activities.”