Credit and interest ratesmixed · 5 filings
“See Net Interest Income and Margin section on page 43 for further discussion.”10-Q · Jul 31, 2026 ↗
SouthState Bank Corporation
SSB
Market read
SouthState Bank Corporation's current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 7 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
Company+0.5% todayVolume comparison unavailable
Market group0 of 7 activeRegional Banks · unavailable
Disclosed network0 of 7 confirmingNo filing-linked name is confirming now
What would change this read
Watch this read- Cost of interest-bearing deposits decreased to 2.33% in Q2 2026 (from 2.48% a year earlier); deposit interest expense nevertheless rose as average balances grew.
- Average investment securities balance rose $895.6M and yield on investment securities increased 50 bps due to investment bond restructuring completed in Q1 2025.
Invalidation: The isolated read changes if SSB's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 7 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- Cost of interest-bearing deposits decreased to 2.33% in Q2 2026 (from 2.48% a year earlier); deposit interest expense nevertheless rose as average balances grew.
- Average investment securities balance rose $895.6M and yield on investment securities increased 50 bps due to investment bond restructuring completed in Q1 2025.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods0
Price observations327
Usable filing statements289
Verified relationships0
Evidence supporting the case
No qualifying supportive evidence was identified.
Evidence challenging the case
- Credit and interest rates has repeated adverse evidence across 5 filings.
Questions before a position
No credible peer-relative valuation comparison is available yet.
Longer-term price context
Price as of Sep 10, 2026
105.856m+15.4%12m+4.8%24m—
What management says matters
Persistent and emerging business drivers
Restructuring and cost reductionsmixed · 3 filings
“Partially offsetting these impacts, the average balance of investment securities increased by $895.6 million, and the yield on investment securities increased by 50 basis points due to the effect of the investment bond restructuring completed in the first qua…”10-Q · May 1, 2026 ↗
Legal and regulatory exposurepositive · 2 filings
“As a result of ongoing litigation since the “Small Business Lending Rule” was first issued, implementation of the final rule had been delayed and postponed.”10-K · Feb 20, 2026 ↗
Demand and volumenegative · 1 filings
“The cost of interest-bearing liabilities decreased by 21 basis points to 2.42% and the overall cost of funds, including demand deposits, decreased by 13 basis points to 1.84% in the first quarter of 2026 compared to the same period in 2025, reflecting lower m…”10-Q · May 1, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales — · EV/sales —. Comparisons use only industry-matched filing peers.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
105.85+0.5% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for SSB. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for SSB. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind SSB
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 7 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
SSB is currently a Early Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.