“In both Second Quarter 2026 and Six Months 2026, the loss and loss expense ratio was increased by (i) higher current year casualty loss costs, primarily driven by higher embedded severity assumptions due to social inflation and (ii) higher non-catastrophe pro…”10-Q · Jul 24, 2026 ↗
Selective Insurance Group, Inc.
SIGI
Market read
Selective Insurance Group, Inc.'s current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 8 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.
- Reported renewal pure price increases narrowed to ~3.4% (Q) and 3.6% (6M), down materially from prior-year levels reported in the filing.
- Retention in Standard Commercial Lines fell two percentage points in both Q2 2026 and six months 2026, tied to targeted pricing to reduce underperforming business.
Invalidation: The isolated read changes if SIGI's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 8 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.
No thresholded supportive filing evidence is available yet.
No thresholded adverse filing evidence is available yet.
- Reported renewal pure price increases narrowed to ~3.4% (Q) and 3.6% (6M), down materially from prior-year levels reported in the filing.
- Retention in Standard Commercial Lines fell two percentage points in both Q2 2026 and six months 2026, tied to targeted pricing to reduce underperforming business.
Company research
Understand the business, not just the ticker
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
- Latest annual revenue changed +9.8% year over year.
- Net margin changed +4.5 percentage points in the latest annual period.
- Macroeconomic conditions has repeated adverse evidence across 5 filings.
- Pricing and mix has repeated adverse evidence across 5 filings.
- EV/sales is 21% below the available filing-peer median; determine whether growth and quality justify the difference.
Price as of Sep 10, 2026
90.53Reported annual revenue and per-share history. This is accounting history, not a forecast.
What management says matters
Persistent and emerging business drivers
“This reduction was driven by (i) the earned impact of renewal pure price increases and (ii) period-to-period variability of catastrophe and non-catastrophe property losses.”10-Q · Jul 24, 2026 ↗
“28 Table of Contents Standard Commercial Lines Segment Quarter ended March 31, Change % or Points ($ in thousands) 2026 2025 Insurance Segments Results: NPW $ 992,387 1,003,225 (1) % NPE 965,759 912,210 6 Less: Loss and loss expense incurred 656,834 581,666 1…”10-Q · Apr 24, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 1.0× · EV/sales 1.0×. Comparisons use only industry-matched filing peers.
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for SIGI. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for SIGI. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind SIGI
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
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“The cybersecurity team, managed by the SVP of IT Enterprise Strategy and Execution, (i) receives oversight and executive support through engagement with our ERC, which is responsible for the holistic evaluation, management, and supervision of our aggregate ri…”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 7 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
SIGI is currently a Follower in the organic co-movement group Property & Casualty Insurance. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 2 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.