“The estimates and assumptions we use are dependent on many variables, such as loss adjustment expenses, insurance to value, storm or earthquake intensity, building code compliance and demand surge, which is the temporary inflation of costs for building materi…”10-K · Feb 24, 2026 ↗
Palomar Holdings, Inc.
PLMR
Market read
Palomar Holdings, Inc.'s current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 6 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.
- PLMR's market-adjusted activity becomes unusual and at least one connected name confirms.
Invalidation: The isolated read changes if PLMR's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 6 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.
No thresholded supportive filing evidence is available yet.
No thresholded adverse filing evidence is available yet.
- PLMR's market-adjusted activity becomes unusual and at least one connected name confirms.
Company research
Understand the business, not just the ticker
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
- Latest annual revenue changed +58.2% year over year.
- Net margin changed +1.3 percentage points in the latest annual period.
- Diluted shares increased 4.8% in the latest annual period.
- P/E is 26% above the available filing-peer median; determine whether growth and quality justify the difference.
- EV/sales is 156% above the available filing-peer median; determine whether growth and quality justify the difference.
Price as of Sep 9, 2026
132.77Reported annual revenue and per-share history. This is accounting history, not a forecast.
What management says matters
Persistent and emerging business drivers
“In addition, the Bermuda reinsurance regulatory framework has become subject to increased scrutiny in many jurisdictions.”10-K · Feb 24, 2026 ↗
“The estimates and assumptions we use are dependent on many variables, such as loss adjustment expenses, insurance to value, storm or earthquake intensity, building code compliance and demand surge, which is the temporary inflation of costs for building materi…”10-K · Feb 24, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 4.2× · EV/sales 4.0×. Comparisons use only industry-matched filing peers.
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 12:05 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for PLMR. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for PLMR. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind PLMR
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
AFGAmerican Financial Group, Inc.competitorFeb 24, 2026 ▾
“As an Approved Insurance Provider (“AIP”), we compete with 11 other insurance carriers in the federal crop market, including The Chubb Corporation and American Financial Group, Inc.”
CBChubb LimitedcompetitorFeb 24, 2026 ▾
“As an Approved Insurance Provider (“AIP”), we compete with 11 other insurance carriers in the federal crop market, including The Chubb Corporation and American Financial Group, Inc.”
Depended on by
HGHamilton Insurance Group, Ltd.competitorFeb 25, 2026 ▾
“Some of our competitors include American Financial Group, Inc.; Arch Capital Group Ltd; AXIS Capital Holdings Limited; Beazley plc; Cincinnati Financial Corporation; Everest Group, Ltd.; The Hanover Insurance Group, Inc.; Hiscox Ltd; James River Group Holding…”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 2 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
PLMR is currently a Follower in the organic co-movement group Property & Casualty Insurance. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 3 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.