PHR
Market read
No new filing conclusion is available. 0 of 25 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 4 directly disclosed connections are confirming.
Invalidation: The isolated read changes if PHR's group or a disclosed connection begins moving with it.
Research brief
No new filing conclusion is available. 0 of 25 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 4 directly disclosed connections are confirming.
No thresholded supportive filing evidence is available yet.
No thresholded adverse filing evidence is available yet.
Company research
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Reported annual revenue and per-share history. This is accounting history, not a forecast.
What management says matters
“We have also experienced and will continue to experience foreign currency fluctuations due to the periodic re-measurement of monetary account balances that are denominated in currencies other than the functional currency of the entities in which they are reco…”10-Q · Sep 3, 2026 ↗
“The decrease primarily resulted from a $2.7 million decrease in labor costs and a $1.2 million increase in other third-party costs, partially offset by a $0.9 million increase in acquisition-related costs.”10-Q · Sep 3, 2026 ↗
“The decrease primarily resulted from a $2.7 million decrease in labor costs and a $1.2 million increase in other third-party costs, partially offset by a $0.9 million increase in acquisition-related costs.”10-Q · Sep 3, 2026 ↗
“During the six months ended July 31, 2026, net cash provided by investing activities was $27.0 million, principally resulting from $39.0 million of collections of cardholder receivables held for investment and deferred purchase price, partially offset by capi…”10-Q · Sep 3, 2026 ↗
Valuation discipline
Price/sales 1.4× · EV/sales 1.2×. Comparisons use only industry-matched filing peers.
Mechanical 2.0-year scenarios are available as editable assumptions, not consensus.
Price action
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
Jodie has not returned a relevant primary source or news item for PHR. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
Jodie has not yet found a suitable current-versus-prior filing comparison for PHR. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
“Bridge Loan On the Closing Date, in connection with the closing of the AccessOne Acquisition, the Company entered into a bridge loan credit agreement (the “Bridge Credit Agreement”) by and among the Company, the lenders from time to time party thereto, and Go…”
“We have developed partnerships with primary credit card processors in the United States to facilitate payment processing, and we are registered with Visa, MasterCard, American Express, Discover and other card networks as a service provider (payment facilitato…”
“We have developed partnerships with primary credit card processors in the United States to facilitate payment processing, and we are registered with Visa, MasterCard, American Express, Discover and other card networks as a service provider (payment facilitato…”
Filing peers
Companies whose filings use similar operating language.
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What is moving around it
PHR is currently a Follower in the organic co-movement group Software and Advertising. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 3 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.
This group is retained as the last observed read for PHR; it is not active in the latest market snapshot.
Context history
No durable theme membership has been observed for this name yet.