Feed / LKFN

Lakeland Financial Corporation

LKFN

Financial Services · 60.11 -0.0% today

Isolated · not yet confirmedMarket checked 11 Sept, 10:40 GMT-4

Market read

Lakeland Financial Corporation's current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 22 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Company-0.0% todayVolume comparison unavailable
Market group0 of 22 activeRegional Banks · unavailable
Disclosed network0 of 1 confirmingNo filing-linked name is confirming now
What would change this read
  • LKFN's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if LKFN's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 22 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • LKFN's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods3
Price observations319
Usable filing statements158
Verified relationships0
Evidence supporting the case
  • Net margin changed +2464.7 percentage points in the latest annual period.
Evidence challenging the case
  • Latest annual revenue changed -2.1% year over year.
  • Credit and interest rates has repeated adverse evidence across 3 filings.
Questions before a position
  • P/E is 46% above the available filing-peer median; determine whether growth and quality justify the difference.
  • EV/sales is 34059% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 10, 2026

60.13
6m+3.5%12m-12.1%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2016-12-31$928,000$2.05
2017-12-31$1.0M+8.4%$2.23+0.8%
2018-12-31$985,000-2.1%$3.13+0.3%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesnegative · 3 filings
The decrease in the cost of funding sources between the two periods was attributable to easing of monetary policy by the Federal Reserve Bank which allowed deposit costs to reprice to lower levels and reduced average rates for borrowings.
10-Q · Apr 29, 2026
Legal and regulatory exposurenegative · 1 filings
The impact to equity due to other comprehensive income (loss) is not included in regulatory capital.
10-K · Feb 25, 2026
Macroeconomic conditionsnegative · 1 filings
Management believes this to be the case due to the fact that generally neither the timing nor the magnitude of the inflationary changes in the consumer price index ("CPI") coincides with changes in interest rates.
10-K · Feb 25, 2026

Valuation discipline

Descriptive valuation snapshot

Price/sales 1570.4× · EV/sales 1350.2×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

60.11-0.0% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 10:40 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for LKFN. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for LKFN. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind LKFN

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 1 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

LKFN is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.

This group is retained as the last observed read for LKFN; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.