“The carrying amounts of accounts receivable, agent advances receivable, prepaid wires, accounts payable and wire transfers and money orders payable are representative of their fair values because of the short turnover of these instruments.”10-Q · May 11, 2026 ↗
International Money Express, Inc.
IMXI
Market read
International Money Express, Inc.'s current read is isolated; its market group is not confirming.
No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 4 directly disclosed connections are confirming.
- IMXI's market-adjusted activity becomes unusual and at least one connected name confirms.
Invalidation: The isolated read changes if IMXI's group or a disclosed connection begins moving with it.
Research brief
The story so far
No new filing conclusion is available. 0 of 12 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 4 directly disclosed connections are confirming.
No thresholded supportive filing evidence is available yet.
No thresholded adverse filing evidence is available yet.
- IMXI's market-adjusted activity becomes unusual and at least one connected name confirms.
Company research
Understand the business, not just the ticker
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
- Operating cash flow covered net income at 1.13x in the latest annual period.
- Restructuring and cost reductions has repeated favorable evidence across 4 filings.
- Latest annual revenue changed -7.7% year over year.
- Operating margin changed -5.3 percentage points in the latest annual period.
- Net margin changed -3.6 percentage points in the latest annual period.
- Foreign exchange has repeated adverse evidence across 4 filings.
- Credit and interest rates has repeated adverse evidence across 3 filings.
- P/E is 64% below the available filing-peer median; determine whether growth and quality justify the difference.
- EV/sales is 73% below the available filing-peer median; determine whether growth and quality justify the difference.
Price as of Sep 11, 2026
14.08Reported annual revenue and per-share history. This is accounting history, not a forecast.
What management says matters
Persistent and emerging business drivers
“Revenues and profits generated by our international operations will increase or decrease because of changes in foreign currency exchange rates.”10-Q · May 11, 2026 ↗
“As a result of implementing certain restructuring plans in 2025, the Company expects to reduce compensation expense and certain facilities related charges in an amount of approximately $2.5 million a year.”10-Q · May 11, 2026 ↗
“The decrease was primarily due to lower usage of our revolving credit facility and lower market interest rates paid during 2026.”10-Q · May 11, 2026 ↗
Valuation discipline
Descriptive valuation snapshot
Price/sales 0.7× · EV/sales 0.7×. Comparisons use only industry-matched filing peers.
Mechanical 2.0-year scenarios are available as editable assumptions, not consensus.
Price action
How the market is pricing the story
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for IMXI. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for IMXI. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind IMXI
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Depends on
EEFTEuronet Worldwide, Inc.competitorMay 11, 2026 ▾
“We compete with larger companies, such as Western Union, MoneyGram, Remitly and Euronet, and a number of other smaller money services business (“MSB”) entities.”
RELYRemitly Global, Inc.competitorMay 11, 2026 ▾
“We compete with larger companies, such as Western Union, MoneyGram, Remitly and Euronet, and a number of other smaller money services business (“MSB”) entities.”
Depended on by
WUThe Western Union CompanyinvesteeApr 24, 2026 ▾
“Acquisition On August 10, 2025, we entered into an agreement to purchase the entire share capital of International Money Express, Inc.”
Filing peers
Companies whose filings use similar operating language.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks 1 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
IMXI is currently a Participant in the organic co-movement group Mixed Technology and Finance. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 3 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.
This group is retained as the last observed read for IMXI; it is not active in the latest market snapshot.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.