Credit and interest ratesmixed · 3 filings
“An increase in interest rate would have a negative impact on our results of operations attributable to increased interest expense.”10-K · Feb 26, 2026 ↗
HCI Group, Inc.
HCI
Market read
HCI Group, Inc.'s move is being confirmed by its market group.
No new filing conclusion is available. 5 of 7 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
Company+0.3% todayVolume comparison unavailable
Market group5 of 7 activeProperty & Casualty Insurance · building
Disclosed network0 of 0 confirmingRelationship data unavailable
What would change this read
Watch this read- Participation spreads to HCI, UVE.
- Capital-flow agreement rises above 55%.
- A filing-linked outsider such as SIGI begins moving with the group.
Invalidation: The live read weakens if participation falls to 2 of 7 members or fewer.
Research brief
The story so far
No new filing conclusion is available. 5 of 7 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 0 directly disclosed connections are confirming.
Evidence that supports
No thresholded supportive filing evidence is available yet.
Evidence that challenges
No thresholded adverse filing evidence is available yet.
What would clarify the read
- Participation spreads to HCI, UVE.
- Capital-flow agreement rises above 55%.
- A filing-linked outsider such as SIGI begins moving with the group.
Company research
Understand the business, not just the ticker
Business model and earnings drivers
Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.
Key research questions
- Which operating variable is changing?
- Is that change durable, cyclical or one-off?
- What evidence would disprove the current interpretation?
Annual periods9
Price observations319
Usable filing statements97
Verified relationships1
Evidence supporting the case
- Latest annual revenue changed +20.1% year over year.
- Net margin changed +18.5 percentage points in the latest annual period.
Evidence challenging the case
No qualifying adverse evidence was identified; that is not proof there is no downside.
Questions before a position
No credible peer-relative valuation comparison is available yet.
Longer-term price context
Price as of Sep 10, 2026
186.546m+5.7%12m+13.9%24m—
Annual trajectory
Reported annual revenue and per-share history. This is accounting history, not a forecast.
PeriodRevenueYoYDiluted EPSShare change
2021-12-31$407.9M+31.4%$0.21-11.5%
2022-12-31$499.6M+22.5%$-6.24+2.8%
2023-12-31$550.7M+10.2%$7.62+25.3%
2024-12-31$750.1M+36.2%$8.89+14.9%
2025-12-31$900.9M+20.1%$22.72+1.5%
What management says matters
Persistent and emerging business drivers
Legal and regulatory exposuremixed · 1 filings
“During 2023, the Company increased losses and LAE related to prior years by $ 18,854 primarily due to unfavorable development for catastrophic events in response to increased litigation.”10-K · Feb 26, 2026 ↗
Restructuring and cost reductionsnegative · 1 filings
“When determining impairment due to a credit-related loss, the Company carefully considers factors such as the issuer’s financial ratios and condition, the security’s current ratings and maturity date, the failure of the issuer to make a scheduled payment, and…”10-K · Feb 26, 2026 ↗
Valuation discipline
Peer-relative valuation withheld
Jodie found no industry-matched filing peers suitable for a valuation comparison. It will not substitute broader financial-sector names.
Scenario scaffold
Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.
Price action
How the market is pricing the story
186.54+0.3% today
Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.
Developments
No sourced recent-development timeline yet
Jodie has not returned a relevant primary source or news item for HCI. This is an evidence-coverage gap, not a conclusion that nothing material happened.
Business and financial condition
Reported financial figures are not available yet
Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.
Filing analysis
No comparable filing assessment is available yet
Jodie has not yet found a suitable current-versus-prior filing comparison for HCI. This does not mean the latest filing was neutral or immaterial.
Business ecosystem
The relationships behind HCI
Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.
Filing peers
No filing peers are available for this name yet.
Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →
What is moving around it
Live connections
HCI is currently a Participant in the organic co-movement group Property & Casualty Insurance. This group is discovered from market behaviour rather than assigned from an industry taxonomy. No verified filing-linked names are available yet.
Context history
Theme membership history
No durable theme membership has been observed for this name yet.