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CNO Financial Group, Inc.

CNO

Financial Services · 54.95 -0.1% today

Isolated · not yet confirmedMarket checked 11 Sept, 15:55 GMT-4

Market read

CNO Financial Group, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 1 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.

Company-0.1% todayVolume comparison unavailable
Market group0 of 1 activeLife Insurance · unavailable
Disclosed network0 of 5 confirmingNo filing-linked name is confirming now
What would change this read
  • Earned yield on investments was 4.84% in Q1 2026 versus 4.79% in Q1 2025, reflecting higher portfolio yields.

Invalidation: The isolated read changes if CNO's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Insurance - Life

No new filing conclusion is available. 0 of 1 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 5 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • Earned yield on investments was 4.84% in Q1 2026 versus 4.79% in Q1 2025, reflecting higher portfolio yields.

Company research

Understand the business, not just the ticker

As of Sep 16, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods9
Price observations328
Usable filing statements125
Verified relationships5
Evidence supporting the case
  • Operating cash flow covered net income at 2.95x in the latest annual period.
Evidence challenging the case
  • Net margin changed -4.3 percentage points in the latest annual period.
  • Credit and interest rates has repeated adverse evidence across 5 filings.
Questions before a position
  • P/E is 97% above the available filing-peer median; determine whether growth and quality justify the difference.
  • EV/sales is 36% above the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 11, 2026

54.95
6m+38.2%12m+40.1%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-12-31$4.1B+7.9%$4.35-8.4%
2022-12-31$3.6B-13.2%$5.36-10.2%
2023-12-31$4.1B+15.9%$2.40-2.2%
2024-12-31$4.4B+7.3%$3.89-6.1%
2025-12-31$4.5B+0.9%$2.30-7.7%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesnegative · 5 filings
Investment income not allocated to product lines includes investment income on investments in excess of amounts allocated to product lines, investments held by our holding companies, the spread we earn from our FHLB investment borrowing and FABN programs and…
10-Q · Aug 6, 2026
Restructuring and cost reductionsmixed · 3 filings
d other tax items; (viii) costs related to our three-year project to modernize certain elements of our technology ("TechMod") that are incremental to normal spend and will not recur following implementation, net of taxes; (ix) goodwill and other asset impairm…
10-K · Feb 24, 2026
Legal and regulatory exposurenegative · 1 filings
Lower than expected dividends and/or surplus debenture interest payments from our insurance subsidiaries (resulting from inadequate earnings or capital or regulatory requirements).
10-K · Feb 24, 2026

Valuation discipline

Descriptive valuation snapshot

Price/sales 1.2× · EV/sales 1.2×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

54.95-0.1% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 11 Sept, 15:55 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for CNO. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for CNO. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind CNO

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

AFLAflac IncorporatedcompetitorFeb 24, 2026

Our main competitors for supplemental health products sold through our Worksite Division include AFLAC, subsidiaries of Unum, MetLife, Chubb/Combined, and Voya.

METMetLife, Inc.competitorFeb 24, 2026

Our main competitors for supplemental health products sold through our Worksite Division include AFLAC, subsidiaries of Unum, MetLife, Chubb/Combined, and Voya.

PENNPENN Entertainment, Inc.investeeNov 6, 2025

CDOC also holds a surplus debenture from Colonial Penn with a principal balance of $160.0 million.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks 4 more links, every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

CNO is currently a Leader in the organic co-movement group Life Insurance. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 3 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.

This group is retained as the last observed read for CNO; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.