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Pathward Financial, Inc.

CASH

Financial Services · 78.96 -0.2% today

Isolated · not yet confirmedMarket checked 10 Sept, 15:50 GMT-4

Market read

Pathward Financial, Inc.'s current read is isolated; its market group is not confirming.

No new filing conclusion is available. 0 of 32 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Company-0.2% todayVolume comparison unavailable
Market group0 of 32 activeRegional Banks · unavailable
Disclosed network0 of 2 confirmingNo filing-linked name is confirming now
What would change this read
  • CASH's market-adjusted activity becomes unusual and at least one connected name confirms.

Invalidation: The isolated read changes if CASH's group or a disclosed connection begins moving with it.

Watch this read

Research brief

The story so far

Financial Services · Banks - Regional

No new filing conclusion is available. 0 of 32 group members are active now; 0 filing-linked outsiders are moving with the group, and 0 of 2 directly disclosed connections are confirming.

Evidence that supports

No thresholded supportive filing evidence is available yet.

Evidence that challenges

No thresholded adverse filing evidence is available yet.

What would clarify the read
  • CASH's market-adjusted activity becomes unusual and at least one connected name confirms.

Company research

Understand the business, not just the ticker

As of Sep 11, 2026
Business model and earnings drivers

Use the company’s filings to identify the few operating, demand, cost, capital and regulatory variables that determine its earnings power.

Key research questions
  • Which operating variable is changing?
  • Is that change durable, cyclical or one-off?
  • What evidence would disprove the current interpretation?
Annual periods7
Price observations319
Usable filing statements54
Verified relationships2
Evidence supporting the case
  • Latest annual revenue changed +5.3% year over year.
Evidence challenging the case

No qualifying adverse evidence was identified; that is not proof there is no downside.

Questions before a position
  • P/E is 19% below the available filing-peer median; determine whether growth and quality justify the difference.
  • EV/sales is 95% below the available filing-peer median; determine whether growth and quality justify the difference.
Longer-term price context

Price as of Sep 10, 2026

78.96
6m-13.0%12m-1.4%24m
Annual trajectory

Reported annual revenue and per-share history. This is accounting history, not a forecast.

PeriodRevenueYoYDiluted EPSShare change
2021-09-30$549.9M+10.2%$4.38-8.8%
2022-09-30$601.1M+9.3%$5.26-7.9%
2023-09-30$704.5M+17.2%$5.24-7.9%
2024-09-30$797.4M+13.2%$7.20-6.4%
2025-09-30$839.9M+5.3%$7.87-6.7%

What management says matters

Persistent and emerging business drivers

Credit and interest ratesnegative · 1 filings
Based on current and expected continued profitability and subject to continued access to capital markets, management believes that the Company and the Bank will continue to meet the capital conservation buffer of 2.5% in addition to required minimum capital r…
10-K · Nov 25, 2025
Restructuring and cost reductionsmixed · 1 filings
The increase was primarily attributable to increases in other expense, legal and consulting expense, building and software, operating lease equipment depreciation, and impairment expense, partially offset by decreases in compensation and benefits and intangib…
10-K · Nov 25, 2025

Valuation discipline

Descriptive valuation snapshot

Price/sales 2.2× · EV/sales 2.1×. Comparisons use only industry-matched filing peers.

Scenario scaffold

Scenarios are withheld for Financial Services until sector-specific earnings and capital metrics are available; generic revenue/P/S scaffolds would be misleading.

Price action

How the market is pricing the story

78.96-0.2% today

Jodie does not have enough daily observations to draw a useful short-term chart for this asset. The latest quoted price was checked 10 Sept, 15:50 GMT-4; this is a coverage limitation, not a flat-price conclusion.

Developments

No sourced recent-development timeline yet

Jodie has not returned a relevant primary source or news item for CASH. This is an evidence-coverage gap, not a conclusion that nothing material happened.

Business and financial condition

Reported financial figures are not available yet

Jodie has not returned structured SEC XBRL fundamentals for this asset. This is a coverage limitation, not an assessment of the business or its financial health.

Filing analysis

No comparable filing assessment is available yet

Jodie has not yet found a suitable current-versus-prior filing comparison for CASH. This does not mean the latest filing was neutral or immaterial.

Business ecosystem

The relationships behind CASH

Customers, suppliers, partners and competitors named in company filings—not inferred from headlines.

Depends on

MAMastercard IncorporatedsupplierNov 25, 2025

Pathward provides the financing operations for Automated Clearing House ("ACH") transactions, disburse to debit (through Visa Direct or Mastercard Send), wire or check processing which enable the faster, almost instantaneous movement of funds from sender to r…

Depended on by

HRBH&R Block, Inc.supplierAug 15, 2025

A few examples of this type of reliance include: our relationships with Fidelity National Information Services, Inc.

Filing peers

Companies whose filings use similar operating language.

Open the three relationships above to see Jodie’s filing proof. Pro unlocks every receipt, and alerts when connected names begin moving. Unlock the full network →

What is moving around it

Live connections

CASH is currently a Follower in the organic co-movement group Regional Banks. This group is discovered from market behaviour rather than assigned from an industry taxonomy. 2 filing-linked names are in the relationship map; none is currently confirmed as moving with the group.

This group is retained as the last observed read for CASH; it is not active in the latest market snapshot.

Context history

Theme membership history

No durable theme membership has been observed for this name yet.